Texas · 97 ZIPs covered

Houston health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Houston so you can zero in on the best health insurance plan. Houston metro area · population 3,195,984 across 97 ZIP codes.

Estimated population 3,195,984 across 97 ZIP codes.

Plans tracked

915

Median premium

$372

ZIP coverage

97

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 77002

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 77002

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Houston

These quick links load popular plan combinations for Houston so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $372

Affordable Bronze ACA plans in Houston

Filter Bronze-tier health plan insurance premiums in Houston below $372 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Houston

See Silver ACA health insurance plans that include adult dental benefits for households in Houston.
HSA · HMO

HSA-friendly HMO options in Houston

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $522+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Houston with premiums starting near $522 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Houston

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Houston.

Marketplace plans in Houston

Showing 745–756 of 915 ACA plans for ZIP 77002. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Gold

UHC Kelsey-Seybold Gold Copay Focus $0 Indiv Med Ded ($8 Tier 2 Rx)

UnitedHealthcare · Plan ID 40220TX0080034 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$370 – $1523

Sample monthly premium

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Bronze

UHC Bronze Essential ($0 Virtual Urgent Care)

UnitedHealthcare · Plan ID 40220TX0080045 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$268 – $2066

Sample monthly premium

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Gold

UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)

UnitedHealthcare · Plan ID 40220TX0080055 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$364 – $2806

Sample monthly premium

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Silver

UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)

UnitedHealthcare · Plan ID 40220TX0090001 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$429 – $3307

Sample monthly premium

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Gold

UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)

UnitedHealthcare · Plan ID 40220TX0090002 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$375 – $2889

Sample monthly premium

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Silver

UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision)

UnitedHealthcare · Plan ID 40220TX0090004 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$428 – $3303

Sample monthly premium

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Expanded Bronze

UHC Bronze Standard+ (Dental + Vision)

UnitedHealthcare · Plan ID 40220TX0090005 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$289 – $2233

Sample monthly premium

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Expanded Bronze

UHC Kelsey-Seybold Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision)

UnitedHealthcare · Plan ID 40220TX0090006 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$280 – $1154

Sample monthly premium

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Silver

UHC Kelsey-Seybold Silver Copay Focus+ $0 Indiv Med Ded (Dental + Vision)

UnitedHealthcare · Plan ID 40220TX0090007 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$397 – $1963

Sample monthly premium

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Gold

UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)

UnitedHealthcare · Plan ID 40220TX0090008 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$373 – $3456

Sample monthly premium

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Gold

UHC Kelsey-Seybold Gold Copay Focus+ $0 Indiv Med Ded ($8 Tier 2 Rx, Dental + Vision)

UnitedHealthcare · Plan ID 40220TX0090009 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$380 – $1877

Sample monthly premium

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High

Texas Preferred Plus Plan

Renaissance Dental · Plan ID 40540TX0020003 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$31 – $55

Sample monthly premium

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