ACA health insurance plan finder · 2026

ACA marketplace plans for ZIP 77046

Browse 909 marketplace plans available in ZIP 77046 for 2026. Use HealthPorta to compare ACA marketplace options, evaluate total cost exposure, and review issuer coverage in one workflow.

Coverage year

2026

Plans tracked

909

Last import

Tue, 31 Mar 2026 06:37 GMT

Showing 10 of 909 plans for ZIP 77046.

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15411 plans tracked nightly Verified CMS data 735 issuers monitored

Health insurance plan results

Showing 10 ACA plan options for ZIP 77046 (909 available in 2026). Sorted by Relevance.

Marketplace Plan

Community Ultra Select Gold 001 Off-Exchange

Community Health Choice Texas, Inc. · Plan ID 11718TX0140001 · Year 2026

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate not available

View plan details

Expanded Bronze

Community Ultra Select Bronze 016 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)

Community Health Choice · Plan ID 11718TX0140016 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$237.49 – $1117.62

Monthly premium estimate

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Expanded Bronze

Community Ultra Select Bronze 018 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)

Community Health Choice · Plan ID 11718TX0140018 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$245.80 – $1156.72

Monthly premium estimate

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Silver

Community Ultra Select Silver 019 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)

Community Health Choice · Plan ID 11718TX0140019 · Year 2026

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$369.38 – $1738.26

Monthly premium estimate

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Silver

Community Ultra Select Silver 020 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)

Community Health Choice · Plan ID 11718TX0140020 · Year 2026

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$368.90 – $1735.99

Monthly premium estimate

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Gold

Community Ultra Select Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)

Community Health Choice · Plan ID 11718TX0140021 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$307.59 – $1447.49

Monthly premium estimate

View plan details

Gold

Community Ultra Select Gold 022 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)

Community Health Choice · Plan ID 11718TX0140022 · Year 2026

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$310.54 – $1461.38

Monthly premium estimate

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Marketplace Plan

Community Ultra Select Silver 019 Off-Exchange

Community Health Choice Texas, Inc. · Plan ID 11718TX0140023 · Year 2026

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate not available

View plan details

Marketplace Plan

Community Ultra Select Silver 020 Off-Exchange

Community Health Choice Texas, Inc. · Plan ID 11718TX0140025 · Year 2026

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate not available

View plan details

High

Guardian Pediatric Advantage

Guardian · Plan ID 12846TX0200007 · Year 2026

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$0.00 – $29.27

Monthly premium estimate

View plan details

Health insurance plan FAQs

How do I choose a health insurance plan?

Start with your ZIP code to see marketplace plans in your rating area, then compare premiums, metal tiers, deductibles, and issuer networks. Use the filters to match your budget, coverage priorities, and provider preferences.

How do I identify the right health insurance plan?

The right plan depends on household income, preferred doctors, and prescription needs. Compare premium levels, deductible and MOOP exposure, network fit, and benefit details to choose a plan aligned to your requirements.

Can I change my health insurance plan after enrollment?

You can change plans during the annual Open Enrollment Period or when you qualify for a Special Enrollment Period (SEP) after events such as moving, marriage, or loss of other coverage. Use HealthPorta to compare alternatives before you switch so you understand coverage and cost differences.

How do I pick a health insurance plan quickly?

Run a search with your ZIP code, filter by metal level, then sort by premium, deductible, or CSR variation. This gives you a focused shortlist with side-by-side plan detail.

How should I choose a health insurance plan from my employer?

Employer plans usually list multiple tiers. Compare employer contributions, total premiums, deductibles, and out-of-pocket maximums against the coverage your family typically uses. If the employer plan does not meet your needs, you can still browse ACA marketplace options here to see whether an individual marketplace plan offers better value.