Texas · 97 ZIPs covered

Houston health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Houston so you can zero in on the best health insurance plan. Houston metro area · population 3,195,984 across 97 ZIP codes.

Estimated population 3,195,984 across 97 ZIP codes.

Plans tracked

915

Median premium

$392

ZIP coverage

97

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 77002

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 77002

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Houston

These quick links load popular plan combinations for Houston so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $393

Affordable Bronze ACA plans in Houston

Filter Bronze-tier health plan insurance premiums in Houston below $393 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Houston

See Silver ACA health insurance plans that include adult dental benefits for households in Houston.
HSA · HMO

HSA-friendly HMO options in Houston

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $543+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Houston with premiums starting near $543 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Houston

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Houston.

Marketplace plans in Houston

Showing 61–72 of 915 ACA plans for ZIP 77002. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Silver

Silver Simple Women's Health with Menopause Benefits Guided Care

Oscar Insurance Company · Plan ID 20069TX0510029 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$396 – $1553

Sample monthly premium

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Silver

Silver Simple Women's Health with Menopause Benefits Guided Care

Oscar Insurance Company · Plan ID 20069TX0510030 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$428 – $1679

Sample monthly premium

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Silver

Silver Classic Standard Guided Care

Oscar Insurance Company · Plan ID 20069TX0510031 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$454 – $1780

Sample monthly premium

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Gold

Gold Classic Standard Guided Care

Oscar Insurance Company · Plan ID 20069TX0510032 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$387 – $1518

Sample monthly premium

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Silver

Silver Classic Standard Guided Care

Oscar Insurance Company · Plan ID 20069TX0510033 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$430 – $1684

Sample monthly premium

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Gold

Gold Classic Standard Guided Care

Oscar Insurance Company · Plan ID 20069TX0510034 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$366 – $1434

Sample monthly premium

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Silver

Silver Classic Standard Guided Care

Oscar Insurance Company · Plan ID 20069TX0510035 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$409 – $1605

Sample monthly premium

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Gold

Gold Classic Standard Guided Care

Oscar Insurance Company · Plan ID 20069TX0510036 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$349 – $1367

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Gold

Gold Simple Diabetes Guided Care

Oscar Insurance Company · Plan ID 20069TX0510037 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$389 – $1715

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Gold

Gold Simple Diabetes Guided Care

Oscar Insurance Company · Plan ID 20069TX0510038 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$367 – $1620

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Gold

Gold Simple Diabetes Guided Care

Oscar Insurance Company · Plan ID 20069TX0510039 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$350 – $1545

Sample monthly premium

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Silver

Silver Simple Chronic Care CKM Guided Care

Oscar Insurance Company · Plan ID 20069TX0510040 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$403 – $1777

Sample monthly premium

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