Texas · 97 ZIPs covered

Houston health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Houston so you can zero in on the best health insurance plan. Houston metro area · population 3,195,984 across 97 ZIP codes.

Estimated population 3,195,984 across 97 ZIP codes.

Plans tracked

915

Median premium

$335

ZIP coverage

97

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 77002

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 77002

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Houston

These quick links load popular plan combinations for Houston so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $336

Affordable Bronze ACA plans in Houston

Filter Bronze-tier health plan insurance premiums in Houston below $336 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Houston

See Silver ACA health insurance plans that include adult dental benefits for households in Houston.
HSA · HMO

HSA-friendly HMO options in Houston

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $486+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Houston with premiums starting near $486 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Houston

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Houston.

Marketplace plans in Houston

Showing 13–24 of 915 ACA plans for ZIP 77002. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Low

Guardian Basics for Families and Individuals

Guardian · Plan ID 12846TX0280005 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$19 – $27

Sample monthly premium

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Low

Guardian Choice for Families and Individuals

Guardian · Plan ID 12846TX0290006 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$25 – $32

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Low

Guardian Preventive Plus for Families and Individuals

Guardian · Plan ID 12846TX0300004 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$16 – $27

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Expanded Bronze

Moda Select Texas Bronze 8700 ($0 Virtual Urgent Care through CirrusMD)

Moda Health Plan, Inc. · Plan ID 17933TX0010006 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$331 – $1299

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Expanded Bronze

Moda Select Texas Bronze HDHP 7500

Moda Health Plan, Inc. · Plan ID 17933TX0010007 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$354 – $1387

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Silver

Moda Select Texas Standard Silver

Moda Health Plan, Inc. · Plan ID 17933TX0010008 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$551 – $2160

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Gold

Moda Select Texas Standard Gold

Moda Health Plan, Inc. · Plan ID 17933TX0010009 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$473 – $1856

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Expanded Bronze

Moda Select Texas Standard Bronze

Moda Health Plan, Inc. · Plan ID 17933TX0010010 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$340 – $1332

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Expanded Bronze

Bronze Elite + PCP Saver Plus

Oscar Insurance Company · Plan ID 20069TX0100005 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$271 – $1579

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Silver

Silver Classic

Oscar Insurance Company · Plan ID 20069TX0100006 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$403 – $2352

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Expanded Bronze

Bronze Classic 4700

Oscar Insurance Company · Plan ID 20069TX0100024 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$259 – $1511

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Silver

Silver Simple PCP Saver

Oscar Insurance Company · Plan ID 20069TX0100025 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$395 – $2305

Sample monthly premium

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