Iowa · 4 ZIPs covered

Ames health insurance plan directory

Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Ames with current marketplace context. Ames metro area · population 69,918 across 4 ZIP codes.

Estimated population 69,918 across 4 ZIP codes.

Plans tracked

157

Median premium

$266

ZIP coverage

4

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

50010 50014 50012 50011
Advertisement

Compare 2026 ACA plans for ZIP 50010

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 50010

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Ames

These quick links load popular plan combinations for Ames so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $267

Affordable Bronze ACA plans in Ames

Filter Bronze-tier ACA premiums in Ames below $267 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Ames

See Silver ACA health insurance plans that include adult dental benefits for households in Ames.
HSA · HMO

HSA-friendly HMO options in Ames

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $417+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Ames with premiums starting near $417 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Ames

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Ames.

Marketplace plans in Ames

Showing 1–12 of 157 ACA plans for ZIP 50010. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Expanded Bronze

Wellmark Bronze HDHP HMO HSA Qualified

Wellmark Health Plan of Iowa, Inc. · Plan ID 25896IA0370002 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$214 – $980

Sample monthly premium

Health plan details See more plans

Silver

Wellmark Silver Traditional HMO

Wellmark Health Plan of Iowa, Inc. · Plan ID 25896IA0370003 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$314 – $1436

Sample monthly premium

Health plan details See more plans

Expanded Bronze

Wellmark Bronze Traditional HMO

Wellmark Health Plan of Iowa, Inc. · Plan ID 25896IA0370005 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$210 – $960

Sample monthly premium

Health plan details See more plans

Gold

Wellmark Gold Traditional HMO

Wellmark Health Plan of Iowa, Inc. · Plan ID 25896IA0370006 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$288 – $1315

Sample monthly premium

Health plan details See more plans

Silver

Wellmark Silver Primary Care | UnityPoint Health

Wellmark Health Plan of Iowa, Inc. · Plan ID 25896IA0370010 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$292 – $1333

Sample monthly premium

Health plan details See more plans

Gold

Wellmark Gold Primary Care | UnityPoint Health

Wellmark Health Plan of Iowa, Inc. · Plan ID 25896IA0370011 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$259 – $1182

Sample monthly premium

Health plan details See more plans

Expanded Bronze

Wellmark Standard Bronze HMO

Wellmark Health Plan of Iowa, Inc. · Plan ID 25896IA0370012 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$225 – $1029

Sample monthly premium

Health plan details See more plans

Silver

Wellmark Standard Silver HMO

Wellmark Health Plan of Iowa, Inc. · Plan ID 25896IA0370013 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$319 – $1458

Sample monthly premium

Health plan details See more plans

Gold

Wellmark Standard Gold HMO

Wellmark Health Plan of Iowa, Inc. · Plan ID 25896IA0370014 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$293 – $1539

Sample monthly premium

Health plan details See more plans

Expanded Bronze

Wellmark Bronze Standard | UnityPoint Health

Wellmark Health Plan of Iowa, Inc. · Plan ID 25896IA0370015 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$209 – $1101

Sample monthly premium

Health plan details See more plans

Expanded Bronze

Bronze Elite + PCP Saver Plus | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010005 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$221 – $1124

Sample monthly premium

Health plan details See more plans

Silver

Silver Classic | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010006 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$274 – $1390

Sample monthly premium

Health plan details See more plans