Iowa · 4 ZIPs covered

Ames health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Ames so you can zero in on the best health insurance plan. Ames metro area · population 69,918 across 4 ZIP codes.

Estimated population 69,918 across 4 ZIP codes.

Plans tracked

157

Median premium

$262

ZIP coverage

4

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

50010 50011 50012 50014
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Compare 2026 ACA plans for ZIP 50010

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 50010

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Ames

These quick links load popular plan combinations for Ames so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $262

Affordable Bronze ACA plans in Ames

Filter Bronze-tier health plan insurance premiums in Ames below $262 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Ames

See Silver ACA health insurance plans that include adult dental benefits for households in Ames.
HSA · HMO

HSA-friendly HMO options in Ames

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $412+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Ames with premiums starting near $412 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Ames

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Ames.

Marketplace plans in Ames

Showing 13–24 of 157 ACA plans for ZIP 50010. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Catastrophic

Secure | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010011 · EPO

EPO CSR Standard Catastrophic On Exchange Plan Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$180 – $812

Sample monthly premium

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Expanded Bronze

Bronze Classic 4700 | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010024 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$208 – $940

Sample monthly premium

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Silver

Silver Simple PCP Saver | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010025 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$271 – $1223

Sample monthly premium

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Gold

Gold Elite | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010036 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$276 – $1247

Sample monthly premium

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Silver

Silver Simple Diabetes | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010045 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$276 – $1244

Sample monthly premium

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Expanded Bronze

Bronze Classic Standard | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010050 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$202 – $913

Sample monthly premium

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Silver

Silver Classic Standard | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010052 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$270 – $1220

Sample monthly premium

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Gold

Gold Classic Standard | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010053 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$260 – $1175

Sample monthly premium

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Expanded Bronze

Bronze Elite + PCP Saver Plus

Oscar Insurance Company · Plan ID 45819IA0010056 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$263 – $1337

Sample monthly premium

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Silver

Silver Classic

Oscar Insurance Company · Plan ID 45819IA0010057 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$333 – $1689

Sample monthly premium

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Catastrophic

Secure

Oscar Insurance Company · Plan ID 45819IA0010058 · EPO

EPO CSR Standard Catastrophic On Exchange Plan Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$215 – $1092

Sample monthly premium

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Expanded Bronze

Bronze Classic 4700

Oscar Insurance Company · Plan ID 45819IA0010060 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$248 – $1257

Sample monthly premium

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