Florida · 56 ZIPs covered

Miami health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Miami so you can zero in on the best health insurance plan. Miami metro area · population 1,869,326 across 56 ZIP codes.

Estimated population 1,869,326 across 56 ZIP codes.

Plans tracked

550

Median premium

$18

ZIP coverage

56

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Advertisement

Compare 2026 ACA plans for ZIP 33101

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 33101

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Miami

These quick links load popular plan combinations for Miami so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $250

Affordable Bronze ACA plans in Miami

Filter Bronze-tier health plan insurance premiums in Miami below $250 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Miami

See Silver ACA health insurance plans that include adult dental benefits for households in Miami.
HSA · HMO

HSA-friendly HMO options in Miami

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $400+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Miami with premiums starting near $400 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Miami

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Miami.

Marketplace plans in Miami

Showing 1–12 of 550 ACA plans for ZIP 33101. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Gold

Gold 22 Health

22 Health · Plan ID 13887FL0010001 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$432 – $1695

Sample monthly premium

Health plan details See more plans

Silver

Standard Silver 22 Health

22 Health · Plan ID 13887FL0010002 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$453 – $1776

Sample monthly premium

Health plan details See more plans

Expanded Bronze

Bronze 22 Health

22 Health · Plan ID 13887FL0010003 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$318 – $1247

Sample monthly premium

Health plan details See more plans

Silver

Smart Silver 22 Health

22 Health · Plan ID 13887FL0010004 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$444 – $1741

Sample monthly premium

Health plan details See more plans

Silver

Focused Silver 22 Health

22 Health · Plan ID 13887FL0010005 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$434 – $1703

Sample monthly premium

Health plan details See more plans

Marketplace plan

Off Exchange Silver 22 Health

Issuer unavailable · Plan ID 13887FL0010006 · Network type unknown

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

Health plan details See more plans

Low

Managed Care for Families and Individuals

Guardian · Plan ID 15833FL0120007 · HMO

HMO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$8 – $10

Sample monthly premium

Health plan details See more plans

Low

Guardian Essentials for Families and Individuals

Guardian · Plan ID 15833FL0130005 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$18 – $34

Sample monthly premium

Health plan details See more plans

Low

Guardian Select for Families and Individuals

Guardian · Plan ID 15833FL0140005 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$18 – $33

Sample monthly premium

Health plan details See more plans

Low

Guardian Basics for Familes and Individuals

Guardian · Plan ID 15833FL0150005 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$17 – $33

Sample monthly premium

Health plan details See more plans

Low

Guardian Preventive Plus for Families and Individuals

Guardian · Plan ID 15833FL0160005 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$13 – $33

Sample monthly premium

Health plan details See more plans

Low

Humana Dental Smart Choice - Low

Humana · Plan ID 15980FL0160003 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$18 – $39

Sample monthly premium

Health plan details See more plans