Florida · 56 ZIPs covered

Miami health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Miami so you can zero in on the best health insurance plan. Miami metro area · population 1,869,326 across 56 ZIP codes.

Estimated population 1,869,326 across 56 ZIP codes.

Plans tracked

550

Median premium

$363

ZIP coverage

56

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 33101

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 33101

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Miami

These quick links load popular plan combinations for Miami so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $363

Affordable Bronze ACA plans in Miami

Filter Bronze-tier health plan insurance premiums in Miami below $363 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Miami

See Silver ACA health insurance plans that include adult dental benefits for households in Miami.
HSA · HMO

HSA-friendly HMO options in Miami

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $513+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Miami with premiums starting near $513 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Miami

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Miami.

Marketplace plans in Miami

Showing 13–24 of 550 ACA plans for ZIP 33101. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

High

Humana Dental Smart Choice - High

Humana · Plan ID 15980FL0160004 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$27 – $51

Sample monthly premium

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Low

Humana Dental Smart Choice - Lite

Humana · Plan ID 15980FL0160005 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$12 – $39

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Bronze

BlueSelect Bronze 24L01-01 (Rewards)

Florida Blue (BlueCross BlueShield FL) · Plan ID 16842FL0120001 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$297 – $2228

Sample monthly premium

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Silver

BlueSelect Silver 1456 ($50 PCP Visits / Rewards)

Florida Blue (BlueCross BlueShield FL) · Plan ID 16842FL0120033 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$410 – $3070

Sample monthly premium

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Platinum

BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)

Florida Blue (BlueCross BlueShield FL) · Plan ID 16842FL0120062 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$587 – $4399

Sample monthly premium

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Expanded Bronze

BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)

Florida Blue (BlueCross BlueShield FL) · Plan ID 16842FL0120068 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$313 – $2348

Sample monthly premium

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Platinum

BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)

Florida Blue (BlueCross BlueShield FL) · Plan ID 16842FL0120070 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$603 – $4521

Sample monthly premium

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Silver

BlueSelect Silver 1443 ($10 Labs / Rewards)

Florida Blue (BlueCross BlueShield FL) · Plan ID 16842FL0120072 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$398 – $2986

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Gold

BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)

Florida Blue (BlueCross BlueShield FL) · Plan ID 16842FL0120076 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$471 – $4234

Sample monthly premium

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Expanded Bronze

BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx)

Florida Blue (BlueCross BlueShield FL) · Plan ID 16842FL0120078 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$311 – $2798

Sample monthly premium

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Gold

BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)

Florida Blue (BlueCross BlueShield FL) · Plan ID 16842FL0120086 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$459 – $4125

Sample monthly premium

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Expanded Bronze

BlueSelect Bronze 2139 ($50 PCP Visits / Rewards)

Florida Blue (BlueCross BlueShield FL) · Plan ID 16842FL0120091 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$327 – $2939

Sample monthly premium

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