Alabama · 30 ZIPs covered

Birmingham health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Birmingham so you can zero in on the best health insurance plan. Birmingham metro area · population 501,192 across 30 ZIP codes.

Estimated population 501,192 across 30 ZIP codes.

Plans tracked

99

Median premium

$280

ZIP coverage

30

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Advertisement

Compare 2026 ACA plans for ZIP 35203

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 35203

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Birmingham

These quick links load popular plan combinations for Birmingham so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $280

Affordable Bronze ACA plans in Birmingham

Filter Bronze-tier health plan insurance premiums in Birmingham below $280 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Birmingham

See Silver ACA health insurance plans that include adult dental benefits for households in Birmingham.
HSA · HMO

HSA-friendly HMO options in Birmingham

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $430+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Birmingham with premiums starting near $430 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Birmingham

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Birmingham.

Marketplace plans in Birmingham

Showing 1–12 of 99 ACA plans for ZIP 35203. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

High

BEST Life Superior Dental Plan

BEST Life · Plan ID 12538AL0020003 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$28 – $39

Sample monthly premium

Health plan details See more plans

Low

BEST Life Essential Value Dental Plan

BEST Life · Plan ID 12538AL0020006 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$18 – $23

Sample monthly premium

Health plan details See more plans

High

BEST Life Preferred Dental Plan

BEST Life · Plan ID 12538AL0020007 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$25 – $32

Sample monthly premium

Health plan details See more plans

Low

BEST Life Essential Basic Dental Plan

BEST Life · Plan ID 12538AL0020008 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$15 – $22

Sample monthly premium

Health plan details See more plans

Expanded Bronze

Bronze Classic Standard

Oscar Insurance Company · Plan ID 17091AL0010001 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$272 – $1482

Sample monthly premium

Health plan details See more plans

Expanded Bronze

Bronze Classic 4700

Oscar Insurance Company · Plan ID 17091AL0010002 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$277 – $1508

Sample monthly premium

Health plan details See more plans

Expanded Bronze

Bronze Elite + PCP Saver Plus

Oscar Insurance Company · Plan ID 17091AL0010003 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$298 – $1620

Sample monthly premium

Health plan details See more plans

Expanded Bronze

Bronze Simple Chronic Care CKM

Oscar Insurance Company · Plan ID 17091AL0010004 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$283 – $1538

Sample monthly premium

Health plan details See more plans

Silver

Silver Classic Standard

Oscar Insurance Company · Plan ID 17091AL0010005 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$349 – $2135

Sample monthly premium

Health plan details See more plans

Silver

Silver Simple

Oscar Insurance Company · Plan ID 17091AL0010006 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$352 – $2153

Sample monthly premium

Health plan details See more plans

Silver

Silver Simple Chronic Care CKM

Oscar Insurance Company · Plan ID 17091AL0010007 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$352 – $2154

Sample monthly premium

Health plan details See more plans

Gold

Gold Classic Standard

Oscar Insurance Company · Plan ID 17091AL0010008 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$388 – $2377

Sample monthly premium

Health plan details See more plans