Alabama · 30 ZIPs covered

Birmingham health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Birmingham so you can zero in on the best health insurance plan. Birmingham metro area · population 501,192 across 30 ZIP codes.

Estimated population 501,192 across 30 ZIP codes.

Plans tracked

99

Median premium

$20

ZIP coverage

30

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 35203

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 35203

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Birmingham

These quick links load popular plan combinations for Birmingham so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $250

Affordable Bronze ACA plans in Birmingham

Filter Bronze-tier health plan insurance premiums in Birmingham below $250 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Birmingham

See Silver ACA health insurance plans that include adult dental benefits for households in Birmingham.
HSA · HMO

HSA-friendly HMO options in Birmingham

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $400+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Birmingham with premiums starting near $400 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Birmingham

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Birmingham.

Marketplace plans in Birmingham

Showing 25–36 of 99 ACA plans for ZIP 35203. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Low

Alabama Preferred Plan

Renaissance Dental · Plan ID 28725AL0110002 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$20 – $37

Sample monthly premium

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High

Alabama Preferred Plus Plan (Pediatric Only)

Renaissance Dental · Plan ID 28725AL0120001 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$44

Sample monthly premium

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Low

Alabama Preferred Plan (Pediatric Only)

Renaissance Dental · Plan ID 28725AL0120002 · PPO

PPO CSR Standard Low Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$37

Sample monthly premium

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High

Alabama Preferred Plus Plan (Pediatric Only)

Renaissance Dental · Plan ID 28725AL0130001 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$44

Sample monthly premium

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Low

Alabama Preferred Plan (Pediatric Only)

Renaissance Dental · Plan ID 28725AL0130002 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$37

Sample monthly premium

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Low

Alabama Wellness Essentials Plan

Renaissance Dental · Plan ID 28725AL0140001 · PPO

PPO CSR Standard Low Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$11 – $37

Sample monthly premium

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Low

Alabama Wellness Essentials Plan

Renaissance Dental · Plan ID 28725AL0150001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$11 – $37

Sample monthly premium

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Low

Humana Dental Smart Choice - Low

Humana · Plan ID 44580AL0380001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$15 – $24

Sample monthly premium

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High

Humana Dental Smart Choice - High

Humana · Plan ID 44580AL0380003 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$19 – $28

Sample monthly premium

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Low

Humana Dental Smart Choice - Lite

Humana · Plan ID 44580AL0380004 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$9 – $24

Sample monthly premium

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High

EMI Health Premier PPO (High)

EMI Health · Plan ID 46363AL0010001 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$22 – $43

Sample monthly premium

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Low

EMI Health Premier PPO (Low)

EMI Health · Plan ID 46363AL0010002 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$11 – $14

Sample monthly premium

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