Navigator Silver 5000 - 23603MT0290008 Health Insurance Plan

PacificSource Health Plans health insurance plan with the Plan ID 23603MT0290008. The plan is called Navigator Silver 5000.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 23603MT0290008
Health Insurance Plan Year 2023
State Montana
Health Insurance Issuer PacificSource Health Plans
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 23603MT0290008-02
Provider Network(s) ['MTN003']
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 23 Apr 2024 07:07 GMT).

Providers Montana All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 23603MT0290008-00

Standard On Exchange Plan - 23603MT0290008-01

Open to Indians below 300% FPL - 23603MT0290008-02

Open to Indians above 300% FPL - 23603MT0290008-03

73% AV Silver Plan - 23603MT0290008-04

87% AV Silver Plan - 23603MT0290008-05

94% AV Silver Plan - 23603MT0290008-06

Last Plan Update Date Fri, 30 Sep 2022 00:00 GMT
Last Import Date Tue, 23 Apr 2024 07:07 GMT

Benefits of Navigator Silver 5000 Health Insurance Plan, 23603MT0290008-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

$0.00, 0.00%

$0.00, 0.00%
Acupuncture

Limit: 12.0 Visit(s) per Year

Exclusions: Massage or massage therapy, even as part of a physical therapy program. Homeopathic medicines or homeopathic supplies.

YES

$0.00, 0.00%

$0.00, 0.00%
Allergy Testing
YES

$0.00, 0.00%

$0.00, 0.00%
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy
YES

$0.00, 0.00%

$0.00, 0.00%
Chiropractic Care

Limit: 10.0 Visit(s) per Benefit Period

Exclusions: Massage or massage therapy, even as part of a physical therapy program. Homeopathic medicines or homeopathic supplies.

YES

$0.00, 0.00%

$0.00, 0.00%
Cosmetic Surgery
YES

$0.00, 0.00%

$0.00, 0.00%
Delivery and All Inpatient Services for Maternity Care
YES

$0.00, 0.00%

$0.00, 0.00%
Dental Check-Up for Children
NO
Diabetes Education
YES

$0.00, 0.00%

$0.00, 0.00%
Dialysis
YES

$0.00, 0.00%

$0.00, 0.00%
Durable Medical Equipment
YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Room Services

Exclusions: The benefit does not cover further treatment provided on referral from the emergency room.

For emergency medical conditions, out-of-network providers are paid at the in-network provider level. Out-of-network providers may bill members for charges in excess of the maximum plan allowance.

YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Transportation/Ambulance
YES

$0.00, 0.00%

$0.00, 0.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Benefit Period

Regardless of whether eye glasses are purchased through an in-network or out-of-network provider the first $150 is covered. The remaining cost is subject to plan deductible and coinsurance.

YES

$0.00, 0.00%

$0.00, 0.00%
Gender Affirming Care

Procedures, services, or supplies related to gender affirmation are not covered unless medically necessary.

NO
Generic Drugs

Certain drugs may fall under a higher or lower cost sharing amount than is listed here. See policy for more information.

YES

$0.00, 0.00%

$0.00, 0.00%
Habilitation Services

See policy for more information.

YES

$0.00, 0.00%

$0.00, 0.00%
Hearing Aids

The diagnosis and treatment of hearing loss and one amplification device for each ear every three years as required be an audiologist for members age 18 and younger.

YES

$0.00, 0.00%

$0.00, 0.00%
Home Health Care Services
YES

$0.00, 0.00%

$0.00, 0.00%
Hospice Services
YES

$0.00, 0.00%

$0.00, 0.00%
Imaging (CT/PET Scans, MRIs)
YES

$0.00, 0.00%

$0.00, 0.00%
Infertility Treatment

Exclusions: Services and supplies for in vitro fertilization, erectile dysfunction, sexual dysfunction, or surgery to reverse voluntary sterilization. Services provided by out-of-network providers are not covered.

Treatment includes services to diagnose infertility, services related to artificial insemination.

YES

$0.00, 0.00%

$0.00, 0.00%
Infusion Therapy
YES

$0.00, 0.00%

$0.00, 0.00%
Inpatient Hospital Services (e.g., Hospital Stay)

Exclusions: Charges for inpatient stays that began before you were covered by this plan.

Charges for a hospital room are covered up to the hospital's semi-private room rate (or private room rate, if the hospital does not offer semi-private rooms). Charges for a private room are covered if the attending physician orders hospitalization in an intensive care unit, coronary care unit, or private room for medically necessary isolation.

YES

$0.00, 0.00%

$0.00, 0.00%
Inpatient Physician and Surgical Services
YES

$0.00, 0.00%

$0.00, 0.00%
Laboratory Outpatient and Professional Services
YES

$0.00, 0.00%

$0.00, 0.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services

This health plan complies with all federal laws an regulations related to the Mental Health Parity and Addiction Equity Act of 2008.

YES

$0.00, 0.00%

$0.00, 0.00%
Mental/Behavioral Health Outpatient Services

This health plan complies with all federal laws an regulations related to the Mental Health Parity and Addiction Equity Act of 2008.

YES

$0.00, 0.00%

$0.00, 0.00%
Non-Preferred Brand Drugs

Certain drugs may fall under a higher or lower cost sharing amount than is listed here. See policy for more information.

YES

$0.00, 0.00%

$0.00, 0.00%
Nutritional Counseling
YES

$0.00, 0.00%

$0.00, 0.00%
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Rehabilitation Services

See policy for more information.

YES

$0.00, 0.00%

$0.00, 0.00%
Outpatient Surgery Physician/Surgical Services
YES

$0.00, 0.00%

$0.00, 0.00%
Preferred Brand Drugs

Certain drugs may fall under a higher or lower cost sharing amount than is listed here. See policy for more information.

YES

$0.00, 0.00%

$0.00, 0.00%
Prenatal and Postnatal Care
YES

$0.00, 0.00%

$0.00, 0.00%
Preventive Care/Screening/Immunization
YES

$0.00, 0.00%

$0.00, 0.00%
Primary Care Visit to Treat an Injury or Illness

Exclusions: Missed appointments and get acquainted visits. See policy for more information.

YES

$0.00, 0.00%

$0.00, 0.00%
Private-Duty Nursing

Exclusions: Private duty nurse not covered.

NO
Prosthetic Devices
YES

$0.00, 0.00%

$0.00, 0.00%
Radiation
YES

$0.00, 0.00%

$0.00, 0.00%
Reconstructive Surgery
YES

$0.00, 0.00%

$0.00, 0.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy
YES

$0.00, 0.00%

$0.00, 0.00%
Rehabilitative Speech Therapy
YES

$0.00, 0.00%

$0.00, 0.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Visit(s) per Benefit Period

Exclusions: Orthoptics, vision therapy, or other services to correct refractive error.

When using an in-network provider eye exams are covered in full. When using an out-of-network provider the first $40 is covered and the remaining cost is member responsibility.

YES

$0.00, 0.00%

$0.00, 0.00%
Routine Foot Care
YES

$0.00, 0.00%

$0.00, 0.00%
Skilled Nursing Facility

Limit: 60.0 Days per Benefit Period

Exclusions: Confinement or custodial care is not covered. See policy for more information.

YES

$0.00, 0.00%

$0.00, 0.00%
Specialist Visit

Exclusions: Missed appointments and get acquainted visits. See policy for more information.

YES

$0.00, 0.00%

$0.00, 0.00%
Specialty Drugs

Certain drugs may fall under a higher or lower cost sharing amount than is listed here. See policy for more information.

YES

$0.00, 0.00%

$0.00, 0.00%
Substance Abuse Disorder Inpatient Services
YES

$0.00, 0.00%

$0.00, 0.00%
Substance Abuse Disorder Outpatient Services
YES

$0.00, 0.00%

$0.00, 0.00%
Transplant
YES

$0.00, 0.00%

$0.00, 0.00%
Treatment for Temporomandibular Joint Disorders
NO
Urgent Care Centers or Facilities
YES

$0.00, 0.00%

$0.00, 0.00%
Weight Loss Programs
NO
Well Baby Visits and Care
YES

$0.00, 0.00%

$0.00, 0.00%
X-rays and Diagnostic Imaging
YES

$0.00, 0.00%

$0.00, 0.00%

Navigator Silver 5000 (0) Health Insurance Plan Variant 23603MT0290008-02 Attributes

Plan Attribute Value
AV Calculator Output Number 1
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2023
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Diabetes, Pregnancy
EHB Percent of Total Premium 1
First Tier Utilization 100%
Formulary ID MTF007
Formulary URL URL
HIOS Product ID 23603MT029
Import Date 9/30/2022 20:01
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 23603
Issuer Marketplace Marketing Name PacificSource Health Plans
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Silver
Multiple In Network Tiers No
National Network Yes
Network ID MTN003
Out of Country Coverage Yes
Out of Country Coverage Description Emergency Care Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Non-Participating Providers
Plan Brochure URL
Plan Effective Date 1/1/2023
Plan ID (Standard Component ID with Variant) 23603MT0290008-02
Plan Marketing Name Navigator Silver 5000
Plan Type PPO
Plan Variant Marketing Name Navigator Silver 5000 (0)
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID MTS001
Source Name SERFF
Plan ID 23603MT0290008
State Code MT
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $0
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual $0
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $0
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered Yes

Copay & Coinsurance of Navigator Silver 5000 Health Insurance Plan, 23603MT0290008

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Navigator Silver 5000, 23603MT0290008 Health Insurance Plan, 23603MT0290008

  • Does Navigator Silver 5000 Health Insurance Plan, 23603MT0290008 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (23603MT0290008) Health Insurance Plan, Variant (23603MT0290008-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, Pregnancy

    Does (23603MT0290008) Health Insurance Plan, Variant (23603MT0290008-02) have Out Of Country Coverage?

    Yes. Details: Emergency Care Only

    Does (23603MT0290008) Health Insurance Plan, Variant (23603MT0290008-02) have Out of Service Area Coverage?

    Yes. Details: Non-Participating Providers

    Does (23603MT0290008) Health Insurance Plan, Variant (23603MT0290008-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, Pregnancy

    Does Navigator Silver 5000 (0) Health Insurance Plan, Variant (23603MT0290008-02) offer Disease Management Programs for Asthma?

    Yes, the Navigator Silver 5000 (0) Health Insurance Plan Variant 23603MT0290008-02 offers Disease Management Program for Asthma.

    Does Navigator Silver 5000 (0) Health Insurance Plan, Variant (23603MT0290008-02) offer Disease Management Programs for Heart disease?

    Yes, the Navigator Silver 5000 (0) Health Insurance Plan Variant 23603MT0290008-02 offers Disease Management Program for Heart disease.

    Does Navigator Silver 5000 (0) Health Insurance Plan, Variant (23603MT0290008-02) offer Disease Management Programs for Diabetes?

    Yes, the Navigator Silver 5000 (0) Health Insurance Plan Variant 23603MT0290008-02 offers Disease Management Program for Diabetes.

    Does Navigator Silver 5000 (0) Health Insurance Plan, Variant (23603MT0290008-02) offer Disease Management Programs for Pregnancy?

    Yes, the Navigator Silver 5000 (0) Health Insurance Plan Variant 23603MT0290008-02 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Tue, 23 Apr 2024 07:07 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API