Cigna Simple Choice 7500 - 73943NC0070046 Health Insurance Plan

Cigna HealthCare of North Carolina, Inc. health insurance plan with the Plan ID 73943NC0070046. The plan is called Cigna Simple Choice 7500.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 73943NC0070046
Health Insurance Plan Year 2023
State North Carolina
Health Insurance Issuer Cigna HealthCare of North Carolina, Inc.
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 73943NC0070046-02
Provider Network(s) ['NCN001']
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 23 Apr 2024 07:07 GMT).

Providers North Carolina All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 73943NC0070046-00

Standard On Exchange Plan - 73943NC0070046-01

Open to Indians below 300% FPL - 73943NC0070046-02

Open to Indians above 300% FPL - 73943NC0070046-03

Last Plan Update Date Thu, 23 Feb 2023 00:00 GMT
Last Import Date Tue, 23 Apr 2024 07:07 GMT

Benefits of Cigna Simple Choice 7500 Health Insurance Plan, 73943NC0070046-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

$0.00, 0.00%

100.00%
Acupuncture
NO
Allergy Testing
YES

$0.00, 0.00%

100.00%
Bariatric Surgery
YES

$0.00, 0.00%

100.00%
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy
YES

$0.00, 0.00%

100.00%
Chiropractic Care

30 visit limits for PT and OT combined (including chiropractic).

YES

$0.00, 0.00%

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

$0.00, 0.00%

100.00%
Dental Check-Up for Children
NO
Diabetes Education
YES

$0.00, 0.00%

100.00%
Dialysis

Benefit depends on place of treatment.

YES

$0.00, 0.00%

100.00%
Durable Medical Equipment
YES

$0.00, 0.00%

100.00%
Emergency Room Services

Out-of-network: You pay the same level as in-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

$0.00, 0.00%

$0.00, 0.00%
Emergency Transportation/Ambulance

Out-of-network: You pay the same level as in-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

$0.00, 0.00%

$0.00, 0.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Children up to age 19. Limited to 1 pair of glasses (lenses and frames from pediatric selection) per 12 month period.

YES

$0.00, 0.00%

100.00%
Gender Affirming Care
NO
Generic Drugs

You pay a copayment for each 30 day supply. Up to a 30-day supply at a participating pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy. Formulary Diabetic Supplies are covered at no charge. Refer to the prescription drug list for more information.

YES

$0.00, 0.00%

100.00%
Habilitation Services

Combined 30 visit limit for occupational and physical therapies. Speech Therapy limited to 30 visits per year.

YES

$0.00, 0.00%

100.00%
Hearing Aids

Limit: 1.0 Item(s) per 3 Years

Limited to one hearing aid, per hearing impaired ear, every 36 months.

YES

$0.00, 0.00%

100.00%
Home Health Care Services
YES

$0.00, 0.00%

100.00%
Hospice Services
YES

$0.00, 0.00%

100.00%
Imaging (CT/PET Scans, MRIs)
YES

$0.00, 0.00%

100.00%
Infertility Treatment

Includes services related to the diagnosis, treatment and correction of conditions resulting in infertility. Excludes treatment of infertility such as in vitro fertilization and other types of artificial or surgical means of conception and associated procedures and the related medications are Not Covered.

YES

$0.00, 0.00%

100.00%
Infusion Therapy
YES

$0.00, 0.00%

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

$0.00, 0.00%

100.00%
Inpatient Physician and Surgical Services
YES

$0.00, 0.00%

100.00%
Laboratory Outpatient and Professional Services

Refer to the policy for more information regarding Diabetes.

YES

$0.00, 0.00%

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

$0.00, 0.00%

100.00%
Mental/Behavioral Health Outpatient Services

This benefit applies to Mental Health Office Visits. All other Mental Health Outpatient Services are covered at the Outpatient professional services benefit. Please refer to the SBC for more information.

YES

$0.00, 0.00%

100.00%
Non-Preferred Brand Drugs

You pay a copayment for each 30 day suppply, after deductible. Up to a 30-day supply at a participating pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy.

YES

$0.00, 0.00%

100.00%
Nutritional Counseling

Limited to preventive services only, as part of the Preventive Care benefit.

YES

$0.00, 0.00%

100.00%
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$0.00, 0.00%

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

$0.00, 0.00%

100.00%
Outpatient Rehabilitation Services

Cardiac Rehabilitation limited to 30 visits per year; Pulmonary Rehabilitation limited to 1 course per year. Physical Therapy, Occupational Therapy, Chiropractic Care limited to 30 combined visits per year; Speech Therapy limited to 30 visits per year.

YES

$0.00, 0.00%

100.00%
Outpatient Surgery Physician/Surgical Services
YES

$0.00, 0.00%

100.00%
Preferred Brand Drugs

You pay a copayment for each 30 day supply, after deductible. Up to a 30-day supply at a participating pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy. Formulary Diabetic Supplies are covered at no charge. Refer to the prescription drug list for more information.

YES

$0.00, 0.00%

100.00%
Prenatal and Postnatal Care
YES

$0.00, 0.00%

100.00%
Preventive Care/Screening/Immunization

Routine physicals and other preventive services.

YES

$0.00, 0.00%

100.00%
Primary Care Visit to Treat an Injury or Illness

Refer to the policy for more information about Virtual Care Services. Includes Mental Health Office Visits and Substance Use Disorder Office Visits.

YES

$0.00, 0.00%

100.00%
Private-Duty Nursing

Medically necessary care while receiving active care management, prior authorization required.

YES

$0.00, 0.00%

100.00%
Prosthetic Devices
YES

$0.00, 0.00%

100.00%
Radiation
YES

$0.00, 0.00%

100.00%
Reconstructive Surgery

Benefits include coverage for congenital defects of newborn, adopted, and foster children; reconstruction following a mastectomy.

YES

$0.00, 0.00%

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Combined 30 visit limit for occupational and physical therapies and chiropractic services.

YES

$0.00, 0.00%

100.00%
Rehabilitative Speech Therapy

Limit: 30.0 Visit(s) per Year

YES

$0.00, 0.00%

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Visit(s) per Year

Children up to age 19. Limited to 1 visit per 12 month period.

YES

$0.00, 0.00%

100.00%
Routine Foot Care
NO
Skilled Nursing Facility

Limit: 60.0 Days per Year

YES

$0.00, 0.00%

100.00%
Specialist Visit
YES

$0.00, 0.00%

100.00%
Specialty Drugs

Including other high cost drugs. You pay a copayment for each 30day supply, after deductible. Up to a 30-day supply at a participating pharmacy or up to a 90-day supply at a Designated 90-day Pharmacy.

YES

$0.00, 0.00%

100.00%
Substance Abuse Disorder Inpatient Services
YES

$0.00, 0.00%

100.00%
Substance Abuse Disorder Outpatient Services

This benefit applies to Substance Abuse Office Visits. All other Substance Abuse Outpatient Services are covered at the Outpatient professional services benefit. Please refer to the SBC for more information.

YES

$0.00, 0.00%

100.00%
Transplant
YES

$0.00, 0.00%

100.00%
Treatment for Temporomandibular Joint Disorders
YES

$0.00, 0.00%

100.00%
Urgent Care Centers or Facilities

Out-of-network: You pay the same level as in-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

$0.00, 0.00%

$0.00, 0.00%
Weight Loss Programs
NO
Well Baby Visits and Care
YES

$0.00, 0.00%

100.00%
X-rays and Diagnostic Imaging
YES

$0.00, 0.00%

100.00%

Cigna Simple Choice-0 Health Insurance Plan Variant 73943NC0070046-02 Attributes

Plan Attribute Value
AV Calculator Output Number 1
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2023
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Dental Only Plan No
Design Type Design 1
Disease Management Programs Offered Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy
EHB Percent of Total Premium 1
First Tier Utilization 100%
Formulary ID NCF016
Formulary URL URL
HIOS Product ID 73943NC007
Import Date 2/23/2023 1:01
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan New
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 73943
Issuer Marketplace Marketing Name Cigna Healthcare
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Expanded Bronze
Multiple In Network Tiers No
National Network No
Network ID NCN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergency Services Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency Services Only
Plan Brochure URL
Plan Effective Date 1/1/2023
Plan Expiration Date 12/31/2023
Plan ID (Standard Component ID with Variant) 73943NC0070046-02
Plan Marketing Name Cigna Simple Choice 7500
Plan Type HMO
Plan Variant Marketing Name Cigna Simple Choice-0
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID NCS001
Source Name HIOS
Plan ID 73943NC0070046
State Code NC
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $0
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual $0
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $0
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Cigna Simple Choice 7500 Health Insurance Plan, 73943NC0070046

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Cigna Simple Choice 7500, 73943NC0070046 Health Insurance Plan, 73943NC0070046

  • Does Cigna Simple Choice 7500 Health Insurance Plan, 73943NC0070046 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (73943NC0070046) Health Insurance Plan, Variant (73943NC0070046-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy

    Does (73943NC0070046) Health Insurance Plan, Variant (73943NC0070046-02) have Out Of Country Coverage?

    Yes. Details: Emergency Services Only

    Does (73943NC0070046) Health Insurance Plan, Variant (73943NC0070046-02) have Out of Service Area Coverage?

    Yes. Details: Emergency Services Only

    Does (73943NC0070046) Health Insurance Plan, Variant (73943NC0070046-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy

    Does Cigna Simple Choice-0 Health Insurance Plan, Variant (73943NC0070046-02) offer Disease Management Programs for Asthma?

    Yes, the Cigna Simple Choice-0 Health Insurance Plan Variant 73943NC0070046-02 offers Disease Management Program for Asthma.

    Does Cigna Simple Choice-0 Health Insurance Plan, Variant (73943NC0070046-02) offer Disease Management Programs for Heart disease?

    Yes, the Cigna Simple Choice-0 Health Insurance Plan Variant 73943NC0070046-02 offers Disease Management Program for Heart disease.

    Does Cigna Simple Choice-0 Health Insurance Plan, Variant (73943NC0070046-02) offer Disease Management Programs for Diabetes?

    Yes, the Cigna Simple Choice-0 Health Insurance Plan Variant 73943NC0070046-02 offers Disease Management Program for Diabetes.

    Does Cigna Simple Choice-0 Health Insurance Plan, Variant (73943NC0070046-02) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Cigna Simple Choice-0 Health Insurance Plan Variant 73943NC0070046-02 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Cigna Simple Choice-0 Health Insurance Plan, Variant (73943NC0070046-02) offer Disease Management Programs for Pregnancy?

    Yes, the Cigna Simple Choice-0 Health Insurance Plan Variant 73943NC0070046-02 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Tue, 23 Apr 2024 07:07 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API