Blue Cross® Premier PPO Bronze HSA - 15560MI0350002 Health Insurance Plan

Blue Cross Blue Shield of Michigan Mutual Insurance Company health insurance plan with the Plan ID 15560MI0350002. The plan is called Blue Cross® Premier PPO Bronze HSA.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 62.92% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 37.08% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 15560MI0350002
Health Insurance Plan Year 2024
State Michigan
Health Insurance Issuer Blue Cross Blue Shield of Michigan Mutual Insurance Company
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 15560MI0350002-01
Provider Network(s) NULL
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 22 Oct 2024 06:47 GMT).

Providers Michigan All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 15560MI0350002-00

Standard On Exchange Plan - 15560MI0350002-01

Open to Indians below 300% FPL - 15560MI0350002-02

Open to Indians above 300% FPL - 15560MI0350002-03

Last Plan Update Date Wed, 16 Aug 2023 00:00 GMT
Last Import Date Tue, 22 Oct 2024 06:47 GMT

Benefits of Blue Cross® Premier PPO Bronze HSA Health Insurance Plan, 15560MI0350002-01

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental

Accidental injury and emergency only.

YES

No Charge after deductible

No Charge after deductible
Acupuncture
NO
Allergy Testing
YES

No Charge after deductible

No Charge after deductible
Bariatric Surgery

Limit: 1.0 Procedure(s) per Lifetime

Subject to BCBSM medical criteria.

YES

No Charge after deductible

No Charge after deductible
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy

Prior authorization is required.

YES

No Charge after deductible

No Charge after deductible
Chiropractic Care

Limit: 30.0 Visit(s) per Year

Chiropractic, osteopathic manipulative, physical and occupational therapy limited to a combined maximum of 30 visits per member per calendar year.

YES

No Charge after deductible

No Charge after deductible
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care

BCBSM-participating hospitals only. These services require prior authorization. The penalty for not having prior authorization is denial of payment.

YES

No Charge after deductible

No Charge after deductible
Dental Check-Up for Children
NO
Diabetes Education

Follows Medicare guidelines.

YES

No Charge after deductible

No Charge after deductible
Dialysis
YES

No Charge after deductible

No Charge after deductible
Durable Medical Equipment

Exclusions: Bath, exercise and deluxe equipment and comfort and convenience items.

Prescription is required. Rental and purchase limited to basic equipment.

YES

No Charge after deductible

No Charge after deductible
Emergency Room Services
YES

No Charge after deductible

No Charge after deductible
Emergency Transportation/Ambulance

Exclusions: Transportation for convenience.

Includes air and ground transportation.

YES

No Charge after deductible

No Charge after deductible
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

A child is defined as a member up to the age of 19. Out of network is paid up to the allowed amount.

YES

No Charge

No Charge
Gender Affirming Care

Exclusions: Cosmetic surgery, investigational and experimental procedures.

These services may require prior authorization. The penalty for not having prior authorization is denial of payment.

YES

No Charge after deductible

No Charge after deductible
Generic Drugs

Exclusions: Quantity limits per fill may apply for 30-day retail, 90-day retail and up to 90 day mail order. Opioid-containing medications are limited to no more than a 30-day supply per fill and first fills of select opioid containing medications will be limited to a 5-day supply.

Prior authorization, step therapy and quantity limits may apply to select drugs. The penalty for not having prior authorization is denial of payment. Any coupon, rebate, or other credits received directly or indirectly from the drug manufacturer may not be applied to a consumer?s?deductible,?cost-sharing?or out of pocket maximum. For out-of-network providers, member must pay the full cost of the drug and submit to BCBSM for reimbursement.

YES

No Charge after deductible

100.00%
Habilitation Services

Limit: 30.0 Visit(s) per Year

Physical and occupational therapy limited to a combined maximum of 30 visits per member per calendar year. Speech therapy limited to a maximum of 30 visits per member per calendar year.

YES

No Charge after deductible

No Charge after deductible
Hearing Aids
NO
Home Health Care Services

Exclusions: Housekeeping and custodial services.

BCBSM-participating agencies only.

YES

No Charge after deductible

No Charge after deductible
Hospice Services

Exclusions: Housekeeping services.

BCBSM approved hospice programs only. Coverage includes inpatient and outpatient hospice care.

YES

No Charge after deductible

No Charge after deductible
Imaging (CT/PET Scans, MRIs)

Prior authorization is required. The penalty for not having prior authorization is denial of payment.

YES

No Charge after deductible

No Charge after deductible
Infertility Treatment

Exclusions: In vitro fertilization and artificial insemination.

Underlying causes only. These services require prior authorization. The penalty for not having prior authorization is denial of payment.

YES

No Charge after deductible

No Charge after deductible
Infusion Therapy

BCBSM approved providers only.

YES

No Charge after deductible

No Charge after deductible
Inpatient Hospital Services (e.g., Hospital Stay)

BCBSM participating hospitals only. These services require prior authorization. The penalty for not having prior authorization is denial of payment.

YES

No Charge after deductible

No Charge after deductible
Inpatient Physician and Surgical Services

BCBSM participating hospitals only. These services require prior authorization. The penalty for not having prior authorization is denial of payment.

YES

No Charge after deductible

No Charge after deductible
Laboratory Outpatient and Professional Services
YES

No Charge after deductible

No Charge after deductible
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services

BCBSM approved facilities only. These services require prior authorization. The penalty for not having prior authorization is denial of payment.

YES

No Charge after deductible

No Charge after deductible
Mental/Behavioral Health Outpatient Services

Copayment?applies to?provider?s?office, virtual visit?by participating BCBSM provider and virtual care visit from BCBSM selected vendor app only. Additional services are subject to the plan?s deductible and coinsurance, if applicable. BCBSM approved facilities only.

YES

No Charge after deductible

No Charge after deductible
Non-Preferred Brand Drugs

Exclusions: Quantity limits per fill may apply for 30-day retail, 90-day retail and up to 90 day mail order. Opioid-containing medications are limited to no more than a 30-day supply per fill and first fills of select opioid containing medications will be limited to a 5-day supply.

Prior authorization, step therapy and quantity limits may apply to select drugs. The penalty for not having prior authorization is denial of payment. Any coupon, rebate, or other credits received directly or indirectly from the drug manufacturer may not be applied to a consumer?s?deductible,?cost-sharing?or out of pocket maximum. For out-of-network providers, member must pay the full cost of the drug and submit to BCBSM for reimbursement.

YES

No Charge after deductible

100.00%
Non Preferred Specialty Drugs

Exclusions: Specialty drugs are limited to a 30-day supply per fill, however some may be limited to a 15-day supply fill, depending on the medication.

BCBSM has contracted with an exclusive pharmacy?network?for?specialty drugs. Call the customer service phone number on the back of your ID card for the pharmacy?s phone number or location nearest to you. If you obtain your?specialty drugs?from any other pharmacy, you are responsible for the total cost. Prior authorization, step therapy and quantity limits may apply to select drugs. The penalty for not having prior authorization is denial of payment. Any coupon, rebate, or other credits received directly or indirectly from the drug manufacturer may not be applied to a consumer?s?deductible,?cost-sharing?or out of pocket maximum.

YES

No Charge after deductible

100.00%
Nutritional Counseling

Limit: 26.0 Visit(s) per Year

Dietician Services.

YES

0.00%

No Charge after deductible
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)

Includes virtual and retail health clinic visits. No charge for 24/7 medical virtual visits when performed through the BCBSM selected vendor app, except HSA eligible plans have no charge after deductible. Diagnostic and laboratory services are not included in the office visit?copayment. These services are subject to the?plan's?deductible?and?coinsurance, if applicable.

YES

No Charge after deductible

No Charge after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)

Exclusions: Cosmetic surgery, corrective eye surgery, investigational and experimental procedures.

These services may require prior authorization. The penalty for not having prior authorization is denial of payment.

YES

No Charge after deductible

No Charge after deductible
Outpatient Rehabilitation Services

Limit: 30.0 Visit(s) per Year

Physical, occupational, chiropractic and osteopathic manipulative therapy limited to a combined maximum of 30 visits per member per calendar year. Speech therapy limited to a maximum of 30 visits per member per calendar year. Cardiac/pulmonary visits limited to a maximum of 30 visits per member per calendar year.

YES

No Charge after deductible

No Charge after deductible
Outpatient Surgery Physician/Surgical Services

Exclusions: Cosmetic surgery, corrective eye surgery, investigational and experimental procedures.

These services may require prior authorization. The penalty for not having prior authorization is denial of payment.

YES

No Charge after deductible

No Charge after deductible
Preferred Brand Drugs

Exclusions: Quantity limits per fill may apply for 30-day retail, 90-day retail and up to 90 day mail order. Opioid-containing medications are limited to no more than a 30-day supply per fill and first fills of select opioid containing medications will be limited to a 5-day supply.

Prior authorization, step therapy and quantity limits may apply to select drugs. The penalty for not having prior authorization is denial of payment. Any coupon, rebate, or other credits received directly or indirectly from the drug manufacturer may not be applied to a consumer?s?deductible,?cost-sharing?or out of pocket maximum. For out-of-network providers, member must pay the full cost of the drug and submit to BCBSM for reimbursement.

YES

No Charge after deductible

100.00%
Prenatal and Postnatal Care

Cost sharing does not apply for preventive services. Depending on the type of services, a copayment, coinsurance or deductible may apply.

YES

0.00%

No Charge after deductible
Preventive Care/Screening/Immunization

You may have to pay for services that aren?t preventive. Ask your provider if the services needed are preventive. Then check what your plan will pay for.

YES

0.00%

No Charge after deductible
Primary Care Visit to Treat an Injury or Illness

Includes virtual and retail health clinic visits. No charge for 24/7 medical virtual visits when performed through the BCBSM selected vendor app, except HSA eligible plans have no charge after deductible. Diagnostic and laboratory services are not included in the office visit?copayment. These services are subject to the?plan's?deductible?and?coinsurance, if applicable.

YES

No Charge after deductible

No Charge after deductible
Private-Duty Nursing
NO
Prosthetic Devices
YES

No Charge after deductible

No Charge after deductible
Radiation

Prior authorization is required.

YES

No Charge after deductible

No Charge after deductible
Reconstructive Surgery

Medically necessary only.

YES

No Charge after deductible

No Charge after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 30.0 Visit(s) per Year

Physical, occupational, chiropractic and osteopathic manipulative therapy limited to a combined maximum of 30 visits per member per calendar year.

YES

No Charge after deductible

No Charge after deductible
Rehabilitative Speech Therapy

Limit: 30.0 Visit(s) per Year

YES

No Charge after deductible

No Charge after deductible
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Year

A child is defined as a member up to the age of 19. Out of network is paid up to the allowed amount.

YES

No Charge

No Charge
Routine Foot Care
NO
Skilled Nursing Facility

Limit: 45.0 Days per Year

Exclusions: Custodial care.

BCBSM-participating facilities only. These services require prior authorization. The penalty for not having prior authorization is denial of payment.

YES

No Charge after deductible

No Charge after deductible
Specialist Visit

No charge for 24/7 medical virtual visits when performed through the BCBSM selected vendor app, except HSA eligible plans have no charge after deductible. Diagnostic and laboratory services are not included in the office visit?copayment. These services are subject to the?plan's?deductible?and?coinsurance, if applicable.

YES

No Charge after deductible

No Charge after deductible
Specialty Drugs

Exclusions: Specialty drugs are limited to a 30-day supply per fill, however some may be limited to a 15-day supply fill, depending on the medication.

BCBSM has contracted with an exclusive pharmacy?network?for?specialty drugs. Call the customer service phone number on the back of your ID card for the pharmacy?s phone number or location nearest to you. If you obtain your?specialty drugs?from any other pharmacy, you are responsible for the total cost. Prior authorization, step therapy and quantity limits may apply to select drugs. The penalty for not having prior authorization is denial of payment. Any coupon, rebate, or other credits received directly or indirectly from the drug manufacturer may not be applied to a consumer?s?deductible,?cost-sharing?or out of pocket maximum.

YES

No Charge after deductible

100.00%
Substance Abuse Disorder Inpatient Services

BCBSM approved facilities only. These services require prior authorization. The penalty for not having prior authorization is denial of payment.

YES

No Charge after deductible

No Charge after deductible
Substance Abuse Disorder Outpatient Services

Copayment?applies to?provider?s?office, virtual visit?by participating BCBSM provider and virtual care visit from BCBSM selected vendor app only. Additional services are subject to the plan?s deductible and coinsurance, if applicable. BCBSM approved facilities only.

YES

No Charge after deductible

No Charge after deductible
Transplant

BCBSM designated facilities only. Subject to BCBSM medical criteria.

YES

No Charge after deductible

No Charge after deductible
Treatment for Temporomandibular Joint Disorders

Coverage includes medical care or services to treat dysfunction or TMJ resulting from a medical cause or Injury, Office visits for medical evaluation and treatment, X-rays of the temporomandibular joint including contrast studies, but not dental x-rays, Myofunctional therapy and Surgery to the temporomandibular joint, such as condylectomy, meniscectomy, arthrotomy, and arthrocentesis.

YES

No Charge after deductible

No Charge after deductible
Urgent Care Centers or Facilities

When the urgent care visit is for an emergency or accidental injury, in-network cost-sharing applies.

YES

No Charge after deductible

No Charge after deductible
Weight Loss Programs

Morbid obesity weight management and nutritional counseling.

YES

0.00%

No Charge after deductible
Well Baby Visits and Care

Quantity limits based on PPACA.

YES

0.00%

No Charge after deductible
X-rays and Diagnostic Imaging
YES

No Charge after deductible

No Charge after deductible

Blue Cross® Premier PPO Bronze HSA Health Insurance Plan Variant 15560MI0350002-01 Attributes

Plan Attribute Value
AV Calculator Output Number 0.629227714852536
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2024
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Bronze On Exchange Plan
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID MIF251
Formulary URL URL
HIOS Product ID 15560MI035
Import Date 2023-08-16 20:01:48
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible Yes
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 15560
Issuer Marketplace Marketing Name Blue Cross Blue Shield of Michigan Mutual Insurance Company
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Expanded Bronze
Multiple In Network Tiers No
National Network Yes
Network ID MIN006
Out of Country Coverage Yes
Out of Country Coverage Description Accidental injury and emergency only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Coverage outside the state of Michigan is out of network except for eligible urgent, emergency and accidental injuries services
Plan Brochure URL
Plan Effective Date 2024-01-01
Plan Expiration Date 2024-12-31
Plan ID (Standard Component ID with Variant) 15560MI0350002-01
Plan Marketing Name Blue Cross® Premier PPO Bronze HSA
Plan Type PPO
Plan Variant Marketing Name Blue Cross® Premier PPO Bronze HSA
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $8,000
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $5,400
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $2,800
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID MIS001
Source Name SERFF
Plan ID 15560MI0350002
State Code MI
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $16000 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $8000 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $8,000
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $32000 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $16000 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual $16,000
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $16000 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $8000 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $8,000
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $32000 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $16000 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $16,000
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Blue Cross® Premier PPO Bronze HSA Health Insurance Plan, 15560MI0350002

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Blue Cross® Premier PPO Bronze HSA, 15560MI0350002 Health Insurance Plan, 15560MI0350002

  • Does Blue Cross® Premier PPO Bronze HSA Health Insurance Plan, 15560MI0350002 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (15560MI0350002) Health Insurance Plan, Variant (15560MI0350002-01) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs

    Does (15560MI0350002) Health Insurance Plan, Variant (15560MI0350002-01) have Out Of Country Coverage?

    Yes. Details: Accidental injury and emergency only

    Does (15560MI0350002) Health Insurance Plan, Variant (15560MI0350002-01) have Out of Service Area Coverage?

    Yes. Details: Coverage outside the state of Michigan is out of network except for eligible urgent, emergency and accidental injuries services

    Does (15560MI0350002) Health Insurance Plan, Variant (15560MI0350002-01) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs

    Does Blue Cross® Premier PPO Bronze HSA Health Insurance Plan, Variant (15560MI0350002-01) offer Disease Management Programs for Asthma?

    Yes, the Blue Cross® Premier PPO Bronze HSA Health Insurance Plan Variant 15560MI0350002-01 offers Disease Management Program for Asthma.

    Does Blue Cross® Premier PPO Bronze HSA Health Insurance Plan, Variant (15560MI0350002-01) offer Disease Management Programs for Heart disease?

    Yes, the Blue Cross® Premier PPO Bronze HSA Health Insurance Plan Variant 15560MI0350002-01 offers Disease Management Program for Heart disease.

    Does Blue Cross® Premier PPO Bronze HSA Health Insurance Plan, Variant (15560MI0350002-01) offer Disease Management Programs for Depression?

    Yes, the Blue Cross® Premier PPO Bronze HSA Health Insurance Plan Variant 15560MI0350002-01 offers Disease Management Program for Depression.

    Does Blue Cross® Premier PPO Bronze HSA Health Insurance Plan, Variant (15560MI0350002-01) offer Disease Management Programs for Diabetes?

    Yes, the Blue Cross® Premier PPO Bronze HSA Health Insurance Plan Variant 15560MI0350002-01 offers Disease Management Program for Diabetes.

    Does Blue Cross® Premier PPO Bronze HSA Health Insurance Plan, Variant (15560MI0350002-01) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Blue Cross® Premier PPO Bronze HSA Health Insurance Plan Variant 15560MI0350002-01 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Blue Cross® Premier PPO Bronze HSA Health Insurance Plan, Variant (15560MI0350002-01) offer Disease Management Programs for Low back pain?

    Yes, the Blue Cross® Premier PPO Bronze HSA Health Insurance Plan Variant 15560MI0350002-01 offers Disease Management Program for Low back pain.

    Does Blue Cross® Premier PPO Bronze HSA Health Insurance Plan, Variant (15560MI0350002-01) offer Disease Management Programs for Pregnancy?

    Yes, the Blue Cross® Premier PPO Bronze HSA Health Insurance Plan Variant 15560MI0350002-01 offers Disease Management Program for Pregnancy.

    Does Blue Cross® Premier PPO Bronze HSA Health Insurance Plan, Variant (15560MI0350002-01) offer Disease Management Programs for Weight loss programs?

    Yes, the Blue Cross® Premier PPO Bronze HSA Health Insurance Plan Variant 15560MI0350002-01 offers Disease Management Program for Weight loss programs.

 

Disclaimer: This is based on the import(Date: Tue, 22 Oct 2024 06:47 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API