WV health insurance directory

Health insurance plans across West Virginia

Marketplace insights and ACA plan pricing snapshots for West Virginia.

Directory data source

Each city snapshot below uses the plan price dataset (CMS machine-readable files ingested nightly). Prices reflect marketplace premiums for 2026 coverage.

Select a city to see the plan list, directory price sampling, and links to detailed ACA plan pages.

Best health insurance plans in Morgantown, WV

Compare 2026 ACA marketplace premiums for Morgantown, West Virginia, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Morgantown metro area · population 95,489 across 3 ZIP codes.

  • ZIP coverage: 26501, 26505, 26508
  • Population: 95,489
  • Plans tracked: 42
  • Median premium: $438
  • Cheapest plan: $317 · my Blue Access WV Major Events PPO Catastrophic 10600 - 3 Free PCP Visits

Best health insurance plans in Charleston, WV

Compare 2026 ACA marketplace premiums for Charleston, West Virginia, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Charleston metro area · population 92,724 across 11 ZIP codes.

  • ZIP coverage: 25301, 25302, 25304, 25305, 25306, 25311 +5
  • Population: 92,724
  • Plans tracked: 42
  • Median premium: $438
  • Cheapest plan: $317 · my Blue Access WV Major Events PPO Catastrophic 10600 - 3 Free PCP Visits

Best health insurance plans in Huntington, WV

Compare 2026 ACA marketplace premiums for Huntington, West Virginia, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Huntington metro area · population 72,904 across 5 ZIP codes.

  • ZIP coverage: 25701, 25702, 25703, 25704, 25705
  • Population: 72,904
  • Plans tracked: 42
  • Median premium: $438
  • Cheapest plan: $317 · my Blue Access WV Major Events PPO Catastrophic 10600 - 3 Free PCP Visits

Best health insurance plans in Martinsburg, WV

Compare 2026 ACA marketplace premiums for Martinsburg, West Virginia, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Martinsburg metro area · population 64,561 across 4 ZIP codes.

  • ZIP coverage: 25401, 25403, 25404, 25405
  • Population: 64,561
  • Plans tracked: 42
  • Median premium: $438
  • Cheapest plan: $317 · my Blue Access WV Major Events PPO Catastrophic 10600 - 3 Free PCP Visits

Best health insurance plans in Parkersburg, WV

Compare 2026 ACA marketplace premiums for Parkersburg, West Virginia, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Parkersburg metro area · population 44,930 across 2 ZIP codes.

  • ZIP coverage: 26101, 26104
  • Population: 44,930
  • Plans tracked: 42
  • Median premium: $438
  • Cheapest plan: $317 · my Blue Access WV Major Events PPO Catastrophic 10600 - 3 Free PCP Visits

Best health insurance plans in Fairmont, WV

Compare 2026 ACA marketplace premiums for Fairmont, West Virginia, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Fairmont metro area · population 41,702 across 1 ZIP codes.

  • ZIP coverage: 26554
  • Population: 41,702
  • Plans tracked: 42
  • Median premium: $438
  • Cheapest plan: $317 · my Blue Access WV Major Events PPO Catastrophic 10600 - 3 Free PCP Visits

Best health insurance plans in Wheeling, WV

Compare 2026 ACA marketplace premiums for Wheeling, West Virginia, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Wheeling metro area · population 41,198 across 1 ZIP codes.

  • ZIP coverage: 26003
  • Population: 41,198
  • Plans tracked: 42
  • Median premium: $438
  • Cheapest plan: $317 · my Blue Access WV Major Events PPO Catastrophic 10600 - 3 Free PCP Visits

Best health insurance plans in Beckley, WV

Compare 2026 ACA marketplace premiums for Beckley, West Virginia, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Beckley metro area · population 32,467 across 1 ZIP codes.

  • ZIP coverage: 25801
  • Population: 32,467
  • Plans tracked: 42
  • Median premium: $438
  • Cheapest plan: $317 · my Blue Access WV Major Events PPO Catastrophic 10600 - 3 Free PCP Visits