Tennessee · 28 ZIPs covered

Memphis health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Memphis so you can zero in on the best health insurance plan. Memphis metro area · population 694,407 across 28 ZIP codes.

Estimated population 694,407 across 28 ZIP codes.

Plans tracked

191

Median premium

$371

ZIP coverage

28

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 38103

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 38103

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Memphis

These quick links load popular plan combinations for Memphis so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $372

Affordable Bronze ACA plans in Memphis

Filter Bronze-tier health plan insurance premiums in Memphis below $372 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Memphis

See Silver ACA health insurance plans that include adult dental benefits for households in Memphis.
HSA · HMO

HSA-friendly HMO options in Memphis

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $522+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Memphis with premiums starting near $522 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Memphis

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Memphis.

Marketplace plans in Memphis

Showing 13–24 of 191 ACA plans for ZIP 38103. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Expanded Bronze

BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health®

BlueCross BlueShield of Tennessee · Plan ID 14002TN0400241 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$317 – $1244

Sample monthly premium

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Expanded Bronze

BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health®

BlueCross BlueShield of Tennessee · Plan ID 14002TN0400242 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$351 – $1377

Sample monthly premium

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Expanded Bronze

BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health®

BlueCross BlueShield of Tennessee · Plan ID 14002TN0400243 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$414 – $1623

Sample monthly premium

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Expanded Bronze

BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health®

BlueCross BlueShield of Tennessee · Plan ID 14002TN0400244 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$445 – $1746

Sample monthly premium

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Expanded Bronze

BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health®

BlueCross BlueShield of Tennessee · Plan ID 14002TN0400245 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$343 – $1346

Sample monthly premium

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Expanded Bronze

BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health®

BlueCross BlueShield of Tennessee · Plan ID 14002TN0400246 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$343 – $1344

Sample monthly premium

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Expanded Bronze

BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health®

BlueCross BlueShield of Tennessee · Plan ID 14002TN0400247 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$370 – $1452

Sample monthly premium

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Expanded Bronze

BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health®

BlueCross BlueShield of Tennessee · Plan ID 14002TN0400248 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$418 – $1640

Sample monthly premium

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Expanded Bronze

BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health®

BlueCross BlueShield of Tennessee · Plan ID 14002TN0400253 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$372 – $1677

Sample monthly premium

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Expanded Bronze

BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health®

BlueCross BlueShield of Tennessee · Plan ID 14002TN0400254 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$297 – $1342

Sample monthly premium

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Silver

BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health®

BlueCross BlueShield of Tennessee · Plan ID 14002TN0400257 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$427 – $1926

Sample monthly premium

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Silver

BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health®

BlueCross BlueShield of Tennessee · Plan ID 14002TN0400258 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$473 – $2132

Sample monthly premium

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