South Dakota · 1 ZIPs covered

Watertown health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Watertown so you can zero in on the best health insurance plan. Watertown metro area · population 25,350 across 1 ZIP codes.

Estimated population 25,350 across 1 ZIP codes.

Plans tracked

109

Median premium

$314

ZIP coverage

1

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

57201
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Compare 2026 ACA plans for ZIP 57201

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 57201

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Watertown

These quick links load popular plan combinations for Watertown so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $314

Affordable Bronze ACA plans in Watertown

Filter Bronze-tier health plan insurance premiums in Watertown below $314 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Watertown

See Silver ACA health insurance plans that include adult dental benefits for households in Watertown.
HSA · HMO

HSA-friendly HMO options in Watertown

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $464+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Watertown with premiums starting near $464 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Watertown

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Watertown.

Marketplace plans in Watertown

Showing 97–108 of 109 ACA plans for ZIP 57201. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Gold

DirectConnect Standard $2000

Avera Health Plans · Plan ID 60536SD0060017 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$349 – $1437

Sample monthly premium

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Silver

DirectConnect Standard $6000

Avera Health Plans · Plan ID 60536SD0060018 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$306 – $1261

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Expanded Bronze

DirectConnect Standard $7500 HSA Eligible HDHP

Avera Health Plans · Plan ID 60536SD0060021 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$243 – $1001

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Gold

DirectConnect $1800

Avera Health Plans · Plan ID 60536SD0060022 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$347 – $1427

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Gold

DirectConnect MyWeighForward $2000

Avera Health Plans · Plan ID 60536SD0060027 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$359 – $1478

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Silver

DirectConnect MyWeighForward $6000

Avera Health Plans · Plan ID 60536SD0060028 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$319 – $1315

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Gold

DirectConnect $0 Gold

Avera Health Plans · Plan ID 60536SD0060030 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$362 – $1490

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Silver

DirectConnect $4500

Avera Health Plans · Plan ID 60536SD0060031 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$308 – $1268

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Silver

DirectConnect $0 Silver

Avera Health Plans · Plan ID 60536SD0060032 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$334 – $1579

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High

BEST Life Superior Dental Plan

BEST Life · Plan ID 61214SD0020003 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$29 – $40

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Low

BEST Life Essential Value Dental Plan

BEST Life · Plan ID 61214SD0020006 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$18 – $23

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High

BEST Life Preferred Dental Plan

BEST Life · Plan ID 61214SD0020007 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$25 – $33

Sample monthly premium

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