South Dakota · 3 ZIPs covered

Rapid City health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Rapid City so you can zero in on the best health insurance plan. Rapid City metro area · population 97,848 across 3 ZIP codes.

Estimated population 97,848 across 3 ZIP codes.

Plans tracked

109

Median premium

$314

ZIP coverage

3

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

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Compare 2026 ACA plans for ZIP 57701

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 57701

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Marketplace plans in Rapid City

Showing 97–108 of 109 ACA plans for ZIP 57701. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Gold

DirectConnect Standard $2000

Avera Health Plans · Plan ID 60536SD0060017 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child

$349 – $1437

Sample monthly premium

Silver

DirectConnect Standard $6000

Avera Health Plans · Plan ID 60536SD0060018 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child

$306 – $1261

Sample monthly premium

Expanded Bronze

DirectConnect Standard $7500 HSA Eligible HDHP

Avera Health Plans · Plan ID 60536SD0060021 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child

$243 – $1001

Sample monthly premium

Gold

DirectConnect $1800

Avera Health Plans · Plan ID 60536SD0060022 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child

$347 – $1427

Sample monthly premium

Gold

DirectConnect MyWeighForward $2000

Avera Health Plans · Plan ID 60536SD0060027 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child

$359 – $1478

Sample monthly premium

Silver

DirectConnect MyWeighForward $6000

Avera Health Plans · Plan ID 60536SD0060028 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child

$319 – $1315

Sample monthly premium

Gold

DirectConnect $0 Gold

Avera Health Plans · Plan ID 60536SD0060030 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child

$362 – $1490

Sample monthly premium

Silver

DirectConnect $4500

Avera Health Plans · Plan ID 60536SD0060031 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child

$308 – $1268

Sample monthly premium

Silver

DirectConnect $0 Silver

Avera Health Plans · Plan ID 60536SD0060032 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child

$334 – $1579

Sample monthly premium

High

BEST Life Superior Dental Plan

BEST Life · Plan ID 61214SD0020003 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —

$29 – $40

Sample monthly premium

Low

BEST Life Essential Value Dental Plan

BEST Life · Plan ID 61214SD0020006 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —

$18 – $23

Sample monthly premium

High

BEST Life Preferred Dental Plan

BEST Life · Plan ID 61214SD0020007 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —

$25 – $33

Sample monthly premium