South Dakota · 3 ZIPs covered

Rapid City health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Rapid City so you can zero in on the best health insurance plan. Rapid City metro area · population 97,848 across 3 ZIP codes.

Estimated population 97,848 across 3 ZIP codes.

Plans tracked

109

Median premium

$383

ZIP coverage

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

57701 57702 57703

Compare 2026 ACA plans for ZIP 57701

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 57701

Plan finder tips

Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Rapid City

These quick links load popular plan combinations for Rapid City so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $384

Affordable Bronze ACA plans in Rapid City

Filter Bronze-tier health plan insurance premiums in Rapid City below $384 for coverage year 2026.

Silver + Dental

Silver plans with adult dental in Rapid City

See Silver ACA health insurance plans that include adult dental benefits for households in Rapid City.

HSA · HMO

HSA-friendly HMO options in Rapid City

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.

PPO · $534+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Rapid City with premiums starting near $534 to maximize provider choice.

Telehealth supported

Telehealth-ready plans for Rapid City

PPO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA — Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$450 – $2192

Sample monthly premium

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Silver

Sanford Individual Simplicity $3,500

Sanford Health Plan · Plan ID 31195SD0110003 · PPO

PPO CSR 94% AV Level Silver Plan Issuer profile

Telehealth — HSA — Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$421 – $2054

Sample monthly premium

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Silver

Sanford Individual Simplicity $4,750

Sanford Health Plan · Plan ID 31195SD0110005 · PPO

PPO CSR 94% AV Level Silver Plan Issuer profile

Telehealth — HSA — Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$425 – $2070

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Expanded Bronze

Sanford Individual Simplicity $7,200 HSA Qualified

Sanford Health Plan · Plan ID 31195SD0110006 · PPO

PPO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA ✓ Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$346 – $1685

Sample monthly premium

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Expanded Bronze

Sanford Individual Simplicity $6,500

Sanford Health Plan · Plan ID 31195SD0110007 · PPO

PPO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA ✓ Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$337 – $1642

Sample monthly premium

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Catastrophic

Sanford Individual Simplicity $10,600

Sanford Health Plan · Plan ID 31195SD0110009 · PPO

PPO CSR Standard Catastrophic On Exchange Plan Issuer profile

Telehealth — HSA ✓ Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$226 – $1101

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Marketplace plan

Sanford Individual Simplicity $4,750x | South Dakota

Issuer unavailable · Plan ID 31195SD0110010 · Network type unknown

Telehealth — HSA — Dental — Vision —

Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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Marketplace plan

Sanford Individual Simplicity $3,500x | South Dakota

Issuer unavailable · Plan ID 31195SD0110011 · Network type unknown

Telehealth — HSA — Dental — Vision —

Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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