Ohio · 45 ZIPs covered

Cincinnati health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Cincinnati so you can zero in on the best health insurance plan. Cincinnati metro area · population 806,828 across 45 ZIP codes.

Estimated population 806,828 across 45 ZIP codes.

Plans tracked

284

Median premium

$289

ZIP coverage

45

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 45202

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 45202

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Cincinnati

These quick links load popular plan combinations for Cincinnati so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $289

Affordable Bronze ACA plans in Cincinnati

Filter Bronze-tier health plan insurance premiums in Cincinnati below $289 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Cincinnati

See Silver ACA health insurance plans that include adult dental benefits for households in Cincinnati.
HSA · HMO

HSA-friendly HMO options in Cincinnati

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $439+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Cincinnati with premiums starting near $439 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Cincinnati

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Cincinnati.

Marketplace plans in Cincinnati

Showing 25–36 of 284 ACA plans for ZIP 45202. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Silver

Silver Elite Saver Plus

Oscar Health Insurance · Plan ID 29341OH0100030 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$293 – $1303

Sample monthly premium

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Gold

Gold Elite Saver Plus

Oscar Health Insurance · Plan ID 29341OH0100035 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$315 – $1399

Sample monthly premium

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Expanded Bronze

Bronze Classic Standard

Oscar Health Insurance · Plan ID 29341OH0100050 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$213 – $948

Sample monthly premium

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Silver

Silver Classic Standard

Oscar Health Insurance · Plan ID 29341OH0100052 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$288 – $1283

Sample monthly premium

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Gold

Gold Classic Standard

Oscar Health Insurance · Plan ID 29341OH0100053 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$288 – $1283

Sample monthly premium

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Expanded Bronze

Bronze Simple Breathe Easy with Enhanced COPD Benefits

Oscar Health Insurance · Plan ID 29341OH0100056 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$219 – $972

Sample monthly premium

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Expanded Bronze

Bronze Simple Chronic Care CKM

Oscar Health Insurance · Plan ID 29341OH0100057 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$220 – $980

Sample monthly premium

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Expanded Bronze

Bronze Simple Diabetes

Oscar Health Insurance · Plan ID 29341OH0100058 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$218 – $968

Sample monthly premium

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Silver

Silver Simple Chronic Care CKM

Oscar Health Insurance · Plan ID 29341OH0100060 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$292 – $1463

Sample monthly premium

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Silver

Silver Simple Breathe Easy with Enhanced COPD Benefits

Oscar Health Insurance · Plan ID 29341OH0100061 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$290 – $1449

Sample monthly premium

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Silver

Silver Simple Diabetes

Oscar Health Insurance · Plan ID 29341OH0100062 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$289 – $1449

Sample monthly premium

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Silver

Silver Simple Women's Health with Menopause Benefits

Oscar Health Insurance · Plan ID 29341OH0100063 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$295 – $1476

Sample monthly premium

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