Ohio · 45 ZIPs covered

Cincinnati health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Cincinnati so you can zero in on the best health insurance plan. Cincinnati metro area · population 806,828 across 45 ZIP codes.

Estimated population 806,828 across 45 ZIP codes.

Plans tracked

284

Median premium

$17

ZIP coverage

45

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 45202

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 45202

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Cincinnati

These quick links load popular plan combinations for Cincinnati so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $250

Affordable Bronze ACA plans in Cincinnati

Filter Bronze-tier health plan insurance premiums in Cincinnati below $250 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Cincinnati

See Silver ACA health insurance plans that include adult dental benefits for households in Cincinnati.
HSA · HMO

HSA-friendly HMO options in Cincinnati

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $400+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Cincinnati with premiums starting near $400 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Cincinnati

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Cincinnati.

Marketplace plans in Cincinnati

Showing 157–168 of 284 ACA plans for ZIP 45202. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Gold

Molina Gold Smart Heart Health

Molina Healthcare · Plan ID 64353OH0070002 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$340 – $1893

Sample monthly premium

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Silver

Molina Silver Smart Heart Health

Molina Healthcare · Plan ID 64353OH0070003 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$293 – $1632

Sample monthly premium

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High

Delta Dental Individual PPO, EHB Certified

Renaissance Dental · Plan ID 65869OH0040001 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$43 – $51

Sample monthly premium

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Low

Delta Dental Individual PPO, EHB Certified

Renaissance Dental · Plan ID 65869OH0040002 · PPO

PPO CSR Standard Low Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$31 – $36

Sample monthly premium

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High

Guardian Pediatric Advantage

Guardian · Plan ID 68158OH0130009 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

– $26

Sample monthly premium

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Low

Guardian Pediatric Essentials

Guardian · Plan ID 68158OH0140009 · PPO

PPO CSR Standard Low Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

– $19

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Low

Guardian Essentials for Families and Individuals

Guardian · Plan ID 68158OH0190005 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$17 – $25

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Low

Guardian Select for Families and Individuals

Guardian · Plan ID 68158OH0200005 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$16 – $25

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Low

Guardian Basics for Families and Individuals

Guardian · Plan ID 68158OH0210005 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$14 – $25

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Low

Guaridan Preventive Plus for Families and Individuals

Guardian · Plan ID 68158OH0220004 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$14 – $25

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High

Choice PPO Premium

Dominion National · Plan ID 70455OH0010002 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$40 – $57

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Low

Choice PPO Plus

Dominion National · Plan ID 70455OH0010003 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$15 – $31

Sample monthly premium

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