Ohio · 45 ZIPs covered

Cincinnati health insurance plan directory

Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Cincinnati with current marketplace context. Cincinnati metro area · population 806,828 across 45 ZIP codes.

Estimated population 806,828 across 45 ZIP codes.

Plans tracked

284

Median premium

$19

ZIP coverage

45

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 45238

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 45238

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Cincinnati

These quick links load popular plan combinations for Cincinnati so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $250

Affordable Bronze ACA plans in Cincinnati

Filter Bronze-tier ACA premiums in Cincinnati below $250 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Cincinnati

See Silver ACA health insurance plans that include adult dental benefits for households in Cincinnati.
HSA · HMO

HSA-friendly HMO options in Cincinnati

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $400+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Cincinnati with premiums starting near $400 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Cincinnati

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Cincinnati.

Marketplace plans in Cincinnati

Showing 1–12 of 284 ACA plans for ZIP 45238. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Low

HRI Preventive Family Plan

HRI Dental & Vision · Plan ID 25945OH0020001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$17 – $30

Sample monthly premium

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Low

HRI Essential Plus Plan

HRI Dental & Vision · Plan ID 25945OH0020002 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$21 – $35

Sample monthly premium

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Low

HRI Total Care Plan

HRI Dental & Vision · Plan ID 25945OH0020003 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$25 – $32

Sample monthly premium

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Low

Anthem Dental Family

Anthem Blue Cross and Blue Shield · Plan ID 29276OH0830003 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$16 – $20

Sample monthly premium

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High

Anthem Dental Family Enhanced

Anthem Blue Cross and Blue Shield · Plan ID 29276OH0830004 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$26 – $26

Sample monthly premium

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Low

Anthem Dental Family Value

Anthem Blue Cross and Blue Shield · Plan ID 29276OH0830005 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$11 – $20

Sample monthly premium

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Low

Anthem Dental Family Preventive

Anthem Blue Cross and Blue Shield · Plan ID 29276OH0830006 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$7 – $20

Sample monthly premium

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Low

Anthem Dental Family

Anthem Blue Cross and Blue Shield · Plan ID 29276OH0890003 · PPO

PPO CSR Standard Low Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$16 – $20

Sample monthly premium

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High

Anthem Dental Family Enhanced

Anthem Blue Cross and Blue Shield · Plan ID 29276OH0890004 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$26 – $26

Sample monthly premium

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Low

Anthem Dental Family Value

Anthem Blue Cross and Blue Shield · Plan ID 29276OH0890005 · PPO

PPO CSR Standard Low Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$11 – $20

Sample monthly premium

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Bronze

Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs)

Anthem Blue Cross and Blue Shield · Plan ID 29276OH0970001 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$248 – $1270

Sample monthly premium

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Expanded Bronze

Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs)

Anthem Blue Cross and Blue Shield · Plan ID 29276OH0970002 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$262 – $1342

Sample monthly premium

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