North Dakota · 1 ZIPs covered

West Fargo health insurance plan directory

Use this metro snapshot to evaluate plan premiums, issuers, and benefits in West Fargo with current marketplace context. West Fargo metro area · population 36,020 across 1 ZIP codes.

Estimated population 36,020 across 1 ZIP codes.

Plans tracked

111

Median premium

$382

ZIP coverage

1

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

58078
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Compare 2026 ACA plans for ZIP 58078

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 58078

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for West Fargo

These quick links load popular plan combinations for West Fargo so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $383

Affordable Bronze ACA plans in West Fargo

Filter Bronze-tier ACA premiums in West Fargo below $383 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in West Fargo

See Silver ACA health insurance plans that include adult dental benefits for households in West Fargo.
HSA · HMO

HSA-friendly HMO options in West Fargo

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $533+

PPO plans with higher coverage limits

Scan PPO marketplace plans in West Fargo with premiums starting near $533 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for West Fargo

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in West Fargo.

Marketplace plans in West Fargo

Showing 25–36 of 111 ACA plans for ZIP 58078. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Expanded Bronze

Altru Prime by Medica Bronze Share

Medica · Plan ID 73751ND0120029 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$251 – $1024

Sample monthly premium

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Expanded Bronze

Altru Prime by Medica Bronze $0 Copay PCP Visits

Medica · Plan ID 73751ND0120041 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$274 – $1117

Sample monthly premium

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Gold

Altru Prime by Medica Gold $0 Copay PCP Visits

Medica · Plan ID 73751ND0120045 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$384 – $1568

Sample monthly premium

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Silver

Altru Prime by Medica Silver $0 Copay PCP Visits

Medica · Plan ID 73751ND0120047 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$380 – $1554

Sample monthly premium

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Gold

Altru Prime by Medica Gold Standard

Medica · Plan ID 73751ND0120055 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$402 – $1640

Sample monthly premium

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Silver

Altru Prime by Medica Silver Standard

Medica · Plan ID 73751ND0120057 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$393 – $1605

Sample monthly premium

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Expanded Bronze

Altru Prime by Medica Expanded Bronze Standard

Medica · Plan ID 73751ND0120073 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$278 – $1137

Sample monthly premium

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Gold

Altru Prime by Medica Gold Share

Medica · Plan ID 73751ND0120074 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$392 – $1602

Sample monthly premium

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Silver

Altru Prime by Medica Silver Share

Medica · Plan ID 73751ND0120076 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$391 – $1693

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Expanded Bronze

Medica Individual Choice Bronze Share

Medica · Plan ID 73751ND0130029 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$330 – $1373

Sample monthly premium

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Expanded Bronze

Medica Individual Choice Bronze $0 Copay PCP Visits

Medica · Plan ID 73751ND0130041 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$360 – $1498

Sample monthly premium

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Gold

Medica Individual Choice Gold $0 Copay PCP Visits

Medica · Plan ID 73751ND0130045 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$506 – $2102

Sample monthly premium

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