North Dakota · 4 ZIPs covered

Fargo health insurance plan directory

Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Fargo with current marketplace context. Fargo metro area · population 123,576 across 4 ZIP codes.

Estimated population 123,576 across 4 ZIP codes.

Plans tracked

111

Median premium

$203

ZIP coverage

4

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

58103 58104 58102 58105
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Compare 2026 ACA plans for ZIP 58103

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 58103

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Fargo

These quick links load popular plan combinations for Fargo so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $250

Affordable Bronze ACA plans in Fargo

Filter Bronze-tier ACA premiums in Fargo below $250 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Fargo

See Silver ACA health insurance plans that include adult dental benefits for households in Fargo.
HSA · HMO

HSA-friendly HMO options in Fargo

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $400+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Fargo with premiums starting near $400 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Fargo

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Fargo.

Marketplace plans in Fargo

Showing 49–60 of 111 ACA plans for ZIP 58103. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Expanded Bronze

Essentia Choice Care with Medica Expanded Bronze Standard

Medica · Plan ID 73751ND0140073 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$238 – $1116

Sample monthly premium

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Gold

Essentia Choice Care with Medica Gold Share

Medica · Plan ID 73751ND0140074 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$335 – $1573

Sample monthly premium

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Silver

Essentia Choice Care with Medica Silver Share

Medica · Plan ID 73751ND0140076 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$334 – $1567

Sample monthly premium

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High

BEST Life Superior Dental Plan

BEST Life · Plan ID 75329ND0020003 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$48 – $74

Sample monthly premium

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Low

BEST Life Essential Value Dental Plan

BEST Life · Plan ID 75329ND0020006 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$28 – $56

Sample monthly premium

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High

BEST Life Preferred Dental Plan

BEST Life · Plan ID 75329ND0020007 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$40 – $63

Sample monthly premium

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Low

BEST Life Essential Basic Dental Plan

BEST Life · Plan ID 75329ND0020008 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$22 – $56

Sample monthly premium

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Expanded Bronze

Sanford Individual TRUE $6,500

Sanford Health Plan · Plan ID 89364ND0090007 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Adult/Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$202 – $924

Sample monthly premium

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Silver

Sanford Individual TRUE $3,500

Sanford Health Plan · Plan ID 89364ND0090008 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$263 – $1202

Sample monthly premium

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Expanded Bronze

Sanford Individual TRUE $7,200 HSA Qualified

Sanford Health Plan · Plan ID 89364ND0090009 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Adult/Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$204 – $934

Sample monthly premium

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Catastrophic

Sanford Individual TRUE $10,600

Sanford Health Plan · Plan ID 89364ND0090015 · HMO

HMO CSR Standard Catastrophic On Exchange Plan Issuer profile
Telehealth — HSA ✓ Dental Adult/Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$177 – $812

Sample monthly premium

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Silver

Sanford Individual TRUE $4,750

Sanford Health Plan · Plan ID 89364ND0090016 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$282 – $1290

Sample monthly premium

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