North Dakota · 4 ZIPs covered

Fargo health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Fargo so you can zero in on the best health insurance plan. Fargo metro area · population 123,576 across 4 ZIP codes.

Estimated population 123,576 across 4 ZIP codes.

Plans tracked

111

Median premium

$340

ZIP coverage

4

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

58102 58103 58104 58105
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Compare 2026 ACA plans for ZIP 58102

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 58102

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Fargo

These quick links load popular plan combinations for Fargo so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $340

Affordable Bronze ACA plans in Fargo

Filter Bronze-tier health plan insurance premiums in Fargo below $340 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Fargo

See Silver ACA health insurance plans that include adult dental benefits for households in Fargo.
HSA · HMO

HSA-friendly HMO options in Fargo

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $490+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Fargo with premiums starting near $490 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Fargo

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Fargo.

Marketplace plans in Fargo

Showing 37–48 of 111 ACA plans for ZIP 58102. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Silver

Medica Individual Choice Silver $0 Copay PCP Visits

Medica · Plan ID 73751ND0130047 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$501 – $1966

Sample monthly premium

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Gold

Medica Individual Choice Gold Standard

Medica · Plan ID 73751ND0130055 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$442 – $2075

Sample monthly premium

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Silver

Medica Individual Choice Silver Standard

Medica · Plan ID 73751ND0130057 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$433 – $2031

Sample monthly premium

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Expanded Bronze

Medica Individual Choice Expanded Bronze Standard

Medica · Plan ID 73751ND0130073 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$307 – $1438

Sample monthly premium

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Gold

Medica Individual Choice Gold Share

Medica · Plan ID 73751ND0130074 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$517 – $2027

Sample monthly premium

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Silver

Medica Individual Choice Silver Share

Medica · Plan ID 73751ND0130076 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$515 – $2020

Sample monthly premium

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Expanded Bronze

Essentia Choice Care with Medica Bronze Share

Medica · Plan ID 73751ND0140029 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$214 – $1005

Sample monthly premium

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Expanded Bronze

Essentia Choice Care with Medica Bronze $0 Copay PCP Visits

Medica · Plan ID 73751ND0140041 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$234 – $1096

Sample monthly premium

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Gold

Essentia Choice Care with Medica Gold $0 Copay PCP Visits

Medica · Plan ID 73751ND0140045 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$328 – $1631

Sample monthly premium

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Silver

Essentia Choice Care with Medica Silver $0 Copay PCP Visits

Medica · Plan ID 73751ND0140047 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$325 – $1617

Sample monthly premium

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Gold

Essentia Choice Care with Medica Gold Standard

Medica · Plan ID 73751ND0140055 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$343 – $1707

Sample monthly premium

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Silver

Essentia Choice Care with Medica Silver Standard

Medica · Plan ID 73751ND0140057 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$336 – $1670

Sample monthly premium

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