North Dakota · 4 ZIPs covered

Fargo health insurance plan directory

Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Fargo with current marketplace context. Fargo metro area · population 123,576 across 4 ZIP codes.

Estimated population 123,576 across 4 ZIP codes.

Plans tracked

111

Median premium

$224

ZIP coverage

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

58103 58104 58102 58105

Compare 2026 ACA plans for ZIP 58103

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 58103

Plan finder tips

Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Fargo

These quick links load popular plan combinations for Fargo so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $250

Affordable Bronze ACA plans in Fargo

Filter Bronze-tier ACA premiums in Fargo below $250 for coverage year 2026.

Silver + Dental

Silver plans with adult dental in Fargo

See Silver ACA health insurance plans that include adult dental benefits for households in Fargo.

HSA · HMO

HSA-friendly HMO options in Fargo

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.

PPO · $400+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Fargo with premiums starting near $400 to maximize provider choice.

Telehealth supported

Telehealth-ready plans for Fargo

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Fargo.

Marketplace plans in Fargo

Showing 1–12 of 111 ACA plans for ZIP 58103. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Low

Delta Dental Kids Plan

Delta Dental of Minnesota · Plan ID 27882ND0010001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile

Telehealth — HSA — Dental Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

– $57

Sample monthly premium

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Low

Delta Dental Bronze + Delta Dental Kids Plan

Delta Dental of Minnesota · Plan ID 27882ND0020001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile

Telehealth — HSA — Dental Adult/Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

$16 – $57

Sample monthly premium

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Low

Delta Dental Silver + Delta Dental Kids Plan

Delta Dental of Minnesota · Plan ID 27882ND0040001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile

Telehealth — HSA — Dental Adult/Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

$29 – $57

Sample monthly premium

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Low

Delta Dental Gold + Delta Dental Kids Plan

Delta Dental of Minnesota · Plan ID 27882ND0060001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile

Telehealth — HSA — Dental Adult/Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

$43 – $57

Sample monthly premium

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Low

Delta Dental Platinum + Delta Dental Kids Plan

Delta Dental of Minnesota · Plan ID 27882ND0080001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile

Telehealth — HSA — Dental Adult/Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

$55 – $57

Sample monthly premium

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Silver

BlueCare Silver $20 PCP Copay ($5 Value Based Drug List)

Blue Cross Blue Shield of North Dakota · Plan ID 37160ND2410002 · PPO

PPO CSR 94% AV Level Silver Plan Issuer profile

Telehealth — HSA — Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$425 – $1668

Sample monthly premium

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Gold

BlueCare Gold $10 PCP Copay ($5 Value Based Drug List)

Blue Cross Blue Shield of North Dakota · Plan ID 37160ND2410005 · PPO

PPO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA — Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$384 – $1507

Sample monthly premium

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Silver

BlueDirect Silver 80 HSA Eligible ($3500 Deductible / $5 Preventive Drug List)

Blue Cross Blue Shield of North Dakota · Plan ID 37160ND2410014 · PPO

PPO CSR 94% AV Level Silver Plan Issuer profile

Telehealth — HSA ✓ Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$438 – $1716

Sample monthly premium

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Expanded Bronze

BlueDirect Bronze 100 HSA Eligible ($8000 Deductible / $5 Preventive Drug List)

Blue Cross Blue Shield of North Dakota · Plan ID 37160ND2410020 · PPO

PPO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA ✓ Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$276 – $1298

Sample monthly premium

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Catastrophic

BlueEssential Catastrophic 100 HSA Eligible $10600 Deductible

Blue Cross Blue Shield of North Dakota · Plan ID 37160ND2410021 · PPO

PPO CSR Standard Catastrophic On Exchange Plan Issuer profile

Telehealth — HSA ✓ Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$224 – $1053

Sample monthly premium

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Gold

BlueDirect Gold 90 HSA Eligible ($2600 Deductible / $5 Preventive Drug List)

Blue Cross Blue Shield of North Dakota · Plan ID 37160ND2410022 · PPO

PPO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA ✓ Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$378 – $1781

Sample monthly premium

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Marketplace plan

BlueCare 60 Silver LP

Issuer unavailable · Plan ID 37160ND2410024 · Network type unknown

Telehealth — HSA — Dental — Vision —

Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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