North Carolina · 6 ZIPs covered

Wilmington health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Wilmington so you can zero in on the best health insurance plan. Wilmington metro area · population 212,064 across 6 ZIP codes.

Estimated population 212,064 across 6 ZIP codes.

Plans tracked

246

Median premium

$351

ZIP coverage

6

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

28401 28403 28405 28409 28411 28412
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Compare 2026 ACA plans for ZIP 28401

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 28401

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Wilmington

These quick links load popular plan combinations for Wilmington so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $351

Affordable Bronze ACA plans in Wilmington

Filter Bronze-tier health plan insurance premiums in Wilmington below $351 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Wilmington

See Silver ACA health insurance plans that include adult dental benefits for households in Wilmington.
HSA · HMO

HSA-friendly HMO options in Wilmington

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $501+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Wilmington with premiums starting near $501 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Wilmington

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Wilmington.

Marketplace plans in Wilmington

Showing 181–192 of 246 ACA plans for ZIP 28401. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Expanded Bronze

Bronze Simple Diabetes | with Atrium Health

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010067 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$274 – $1367

Sample monthly premium

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Silver

Silver Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010070 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$351 – $1748

Sample monthly premium

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Silver

Silver Simple Chronic Care CKM | with Atrium Health

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010071 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$352 – $1752

Sample monthly premium

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Silver

Silver Simple Women's Health with Menopause Benefits | with Atrium Health

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010072 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$352 – $1755

Sample monthly premium

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Marketplace plan

AIAN Cost Share

Issuer unavailable · Plan ID 69803NC0010074 · Network type unknown

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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Marketplace plan

AIAN Cost Share | with Atrium Health

Issuer unavailable · Plan ID 69803NC0010075 · Network type unknown

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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Expanded Bronze

Connect Bronze 6500 Indiv Med Deductible

Cigna Healthcare · Plan ID 73943NC0070027 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$330 – $2111

Sample monthly premium

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Expanded Bronze

Connect Bronze 5500 Indiv Med Deductible

Cigna Healthcare · Plan ID 73943NC0070028 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$328 – $2099

Sample monthly premium

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Silver

Connect Silver 5000 Indiv Med Deductible

Cigna Healthcare · Plan ID 73943NC0070029 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$408 – $2639

Sample monthly premium

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Silver

Connect Silver 3600 Indiv Med Deductible

Cigna Healthcare · Plan ID 73943NC0070030 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$409 – $2644

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Marketplace plan

Connect Silver 3000 Indiv Med Deductible

Issuer unavailable · Plan ID 73943NC0070033 · Network type unknown

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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Expanded Bronze

Connect Bronze CMS Standard

Cigna Healthcare · Plan ID 73943NC0070046 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$328 – $2122

Sample monthly premium

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