North Carolina · 6 ZIPs covered

Wilmington health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Wilmington so you can zero in on the best health insurance plan. Wilmington metro area · population 212,064 across 6 ZIP codes.

Estimated population 212,064 across 6 ZIP codes.

Plans tracked

246

Median premium

$28

ZIP coverage

6

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

28401 28403 28405 28409 28411 28412
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Compare 2026 ACA plans for ZIP 28401

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 28401

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Wilmington

These quick links load popular plan combinations for Wilmington so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $250

Affordable Bronze ACA plans in Wilmington

Filter Bronze-tier health plan insurance premiums in Wilmington below $250 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Wilmington

See Silver ACA health insurance plans that include adult dental benefits for households in Wilmington.
HSA · HMO

HSA-friendly HMO options in Wilmington

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $400+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Wilmington with premiums starting near $400 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Wilmington

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Wilmington.

Marketplace plans in Wilmington

Showing 145–156 of 246 ACA plans for ZIP 28401. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Low

Guardian Select for Families and Individuals

Guardian · Plan ID 55440NC0220007 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$17 – $24

Sample monthly premium

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Low

Guardian Preventive Plus for Families and Individuals

Guardian · Plan ID 55440NC0230005 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$14 – $24

Sample monthly premium

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Low

Guardian Basics for Families and Individuals

Guardian · Plan ID 55440NC0240005 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$16 – $24

Sample monthly premium

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High

Delta Dental Individual and Family Plan; EHB Certified

Delta Dental of North Carolina · Plan ID 56891NC0030005 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$42 – $47

Sample monthly premium

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Low

Delta Dental Individual and Family Plan, EHB Certified

Delta Dental of North Carolina · Plan ID 56891NC0030006 · PPO

PPO CSR Standard Low Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$28 – $31

Sample monthly premium

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Low

Delta Dental Individual and Family Plan, EHB Certified

Delta Dental of North Carolina · Plan ID 56891NC0030007 · PPO

PPO CSR Standard Low Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$22 – $25

Sample monthly premium

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High

Delta Dental Individual and Family Plan; EHB Certified

Delta Dental of North Carolina · Plan ID 56891NC0030008 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$47 – $53

Sample monthly premium

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High

Delta Dental Individual PPO Pediatric-Only, EHB Certified

Delta Dental of North Carolina · Plan ID 56891NC0040003 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$43 – $53

Sample monthly premium

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Low

Delta Dental Individual PPO Pediatric-Only, EHB Certified

Delta Dental of North Carolina · Plan ID 56891NC0040004 · PPO

PPO CSR Standard Low Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$34 – $41

Sample monthly premium

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Low

Delta Dental Basic Plan

Delta Dental of North Carolina · Plan ID 56891NC0110001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$14 – $35

Sample monthly premium

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High

Delta Dental Preferred Plan

Delta Dental of North Carolina · Plan ID 56891NC0120001 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$28 – $35

Sample monthly premium

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High

Delta Dental Ideal Plan

Delta Dental of North Carolina · Plan ID 56891NC0130001 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$37 – $50

Sample monthly premium

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