North Carolina · 8 ZIPs covered

Durham health insurance plan directory

Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Durham with current marketplace context. Durham metro area · population 294,960 across 8 ZIP codes.

Estimated population 294,960 across 8 ZIP codes.

Plans tracked

246

Median premium

$347

ZIP coverage

8

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

27713 27703 27707 27705 27704 27701 27712 27709
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Compare 2026 ACA plans for ZIP 27713

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 27713

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Durham

These quick links load popular plan combinations for Durham so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $347

Affordable Bronze ACA plans in Durham

Filter Bronze-tier ACA premiums in Durham below $347 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Durham

See Silver ACA health insurance plans that include adult dental benefits for households in Durham.
HSA · HMO

HSA-friendly HMO options in Durham

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $497+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Durham with premiums starting near $497 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Durham

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Durham.

Marketplace plans in Durham

Showing 169–180 of 246 ACA plans for ZIP 27713. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Silver

Silver Classic Standard

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010052 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$355 – $2012

Sample monthly premium

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Gold

Gold Classic Standard

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010053 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$382 – $2166

Sample monthly premium

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Expanded Bronze

Bronze Classic Standard | with Atrium Health

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010055 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$269 – $1340

Sample monthly premium

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Silver

Silver Classic Standard | with Atrium Health

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010056 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$349 – $1739

Sample monthly premium

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Gold

Gold Classic Standard | with Atrium Health

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010057 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$376 – $1872

Sample monthly premium

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Expanded Bronze

Bronze Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010058 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$276 – $1375

Sample monthly premium

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Expanded Bronze

Bronze Simple Chronic Care CKM | with Atrium Health

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010059 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$280 – $1396

Sample monthly premium

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Expanded Bronze

Bronze Classic 4700 | with Atrium Health

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010061 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$275 – $1371

Sample monthly premium

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Expanded Bronze

Bronze Elite + PCP Saver Plus | with Atrium Health

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010062 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$300 – $1680

Sample monthly premium

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Silver

Silver Classic | with Atrium Health

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010063 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$353 – $1982

Sample monthly premium

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Silver

Silver Simple Diabetes | with Atrium Health

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010064 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$349 – $1959

Sample monthly premium

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Silver

Silver Simple PCP Saver | with Atrium Health

Oscar Health Plan of North Carolina, Inc · Plan ID 69803NC0010065 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$344 – $1930

Sample monthly premium

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