North Carolina · 8 ZIPs covered

Durham health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Durham so you can zero in on the best health insurance plan. Durham metro area · population 294,960 across 8 ZIP codes.

Estimated population 294,960 across 8 ZIP codes.

Plans tracked

246

Median premium

$359

ZIP coverage

8

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

27701 27703 27704 27705 27707 27709 27712 27713
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Compare 2026 ACA plans for ZIP 27701

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 27701

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Durham

These quick links load popular plan combinations for Durham so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $359

Affordable Bronze ACA plans in Durham

Filter Bronze-tier health plan insurance premiums in Durham below $359 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Durham

See Silver ACA health insurance plans that include adult dental benefits for households in Durham.
HSA · HMO

HSA-friendly HMO options in Durham

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $509+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Durham with premiums starting near $509 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Durham

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Durham.

Marketplace plans in Durham

Showing 121–132 of 246 ACA plans for ZIP 27701. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Gold

AmeriHealth Caritas Next Gold Signature + No Referrals

AmeriHealth Caritas Next · Plan ID 17414NC0010009 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$365 – $1772

Sample monthly premium

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Marketplace plan

AmeriHealth Caritas Next Silver Off-Marketplace High + No Referrals

Issuer unavailable · Plan ID 17414NC0010010 · Network type unknown

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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Expanded Bronze

AmeriHealth Caritas Next Bronze Premier + No Referrals

AmeriHealth Caritas Next · Plan ID 17414NC0010011 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$279 – $1352

Sample monthly premium

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Silver

AmeriHealth Caritas Next Silver Premier + No Referrals

AmeriHealth Caritas Next · Plan ID 17414NC0010012 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$364 – $1767

Sample monthly premium

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Silver

AmeriHealth Caritas Next Silver Essential + No Referrals

AmeriHealth Caritas Next · Plan ID 17414NC0010013 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$354 – $1716

Sample monthly premium

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Gold

AmeriHealth Caritas Next Gold Premier + No Referrals

AmeriHealth Caritas Next · Plan ID 17414NC0010014 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$379 – $1840

Sample monthly premium

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Marketplace plan

AmeriHealth Caritas Next Silver Off-Marketplace Low + No Referrals

Issuer unavailable · Plan ID 17414NC0010015 · Network type unknown

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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Low

Humana Dental Smart Choice - Low

Humana · Plan ID 32237NC0290001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$18 – $33

Sample monthly premium

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High

Humana Dental Smart Choice - High

Humana · Plan ID 32237NC0290002 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$26 – $44

Sample monthly premium

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Low

Humana Dental Smart Choice - Lite

Humana · Plan ID 32237NC0290003 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$11 – $33

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Silver

UHC Silver Value ($0 Virtual Urgent Care, No Referrals)

UnitedHealthcare · Plan ID 54332NC0030020 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$446 – $2634

Sample monthly premium

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Gold

UHC Gold Standard (No Referrals)

UnitedHealthcare · Plan ID 54332NC0030022 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$497 – $2936

Sample monthly premium

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