North Carolina · 27 ZIPs covered
Charlotte health insurance plan directory
Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Charlotte with current marketplace context. Charlotte metro area · population 923,655 across 27 ZIP codes.
Estimated population 923,655 across 27 ZIP codes.
Plans tracked
246
Median premium
$369
ZIP coverage
27
Directory data source
We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.
Compare 2026 ACA plans for ZIP 28269
Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).
Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.
Compare plans for ZIP 28269Plan finder tips
- Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
- Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
- Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.
Hand-picked plan shortcuts
Jump into curated ACA plan searches for Charlotte
These quick links load popular plan combinations for Charlotte so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.
Marketplace plans in Charlotte
Showing 25–36 of 246 ACA plans for ZIP 28269. Select a card to open the full health plan page or jump into the search experience.
Expanded Bronze
Blue Value Bronze Standard | Limited Statewide Doctors
Blue Cross and Blue Shield of NC · Plan ID 11512NC0100077 · POS
$342 – $1343
Sample monthly premium
Expanded Bronze
Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors
Blue Cross and Blue Shield of NC · Plan ID 11512NC0100079 · POS
$343 – $1400
Sample monthly premium
Expanded Bronze
Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors
Blue Cross and Blue Shield of NC · Plan ID 11512NC0100080 · POS
$356 – $1397
Sample monthly premium
Gold
Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance
Blue Cross and Blue Shield of NC · Plan ID 11512NC0390001 · EPO
$367 – $1439
Sample monthly premium
Gold
Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance
Blue Cross and Blue Shield of NC · Plan ID 11512NC0390002 · EPO
$379 – $1485
Sample monthly premium
Gold
Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance
Blue Cross and Blue Shield of NC · Plan ID 11512NC0390003 · EPO
$424 – $1662
Sample monthly premium
Gold
Blue Home Gold Standard A | with UNC Health Alliance
Blue Cross and Blue Shield of NC · Plan ID 11512NC0390004 · EPO
$371 – $1454
Sample monthly premium
Gold
Blue Home Gold Standard A | with UNC Health Alliance
Blue Cross and Blue Shield of NC · Plan ID 11512NC0390005 · EPO
$383 – $1500
Sample monthly premium
Gold
Blue Home Gold Standard A | with UNC Health Alliance
Blue Cross and Blue Shield of NC · Plan ID 11512NC0390006 · EPO
$428 – $2014
Sample monthly premium
Silver
Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance
Blue Cross and Blue Shield of NC · Plan ID 11512NC0390013 · EPO
$350 – $1646
Sample monthly premium
Silver
Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance
Blue Cross and Blue Shield of NC · Plan ID 11512NC0390014 · EPO
$361 – $1698
Sample monthly premium
Silver
Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance
Blue Cross and Blue Shield of NC · Plan ID 11512NC0390015 · EPO
$404 – $1900
Sample monthly premium