NC health insurance directory

Health insurance plans across North Carolina

Marketplace insights and ACA plan pricing snapshots for North Carolina.

Directory data source

Each city snapshot below uses the plan price dataset (CMS machine-readable files ingested nightly). Prices reflect marketplace premiums for 2026 coverage.

Select a city to see the plan list, directory price sampling, and links to detailed ACA plan pages.

Saved searches

Popular ACA filters for North Carolina

Open these canonical plan finder URLs to compare Bronze budgets, Silver dental coverage, or telehealth-ready plans across North Carolina without rebuilding filters.

Bronze · under $469

Bronze ACA plans under $469 in North Carolina

Jump straight to Bronze health plan insurance options across North Carolina with premiums below $469.
Silver + Dental

Silver plans with adult dental in North Carolina

See which Silver plans add adult dental coverage across the 2026 marketplace line-up.
Telehealth

Telehealth-ready plans in North Carolina

Filter to issuers that explicitly list telehealth so you can access care remotely anywhere in North Carolina.

Best health insurance plans in Charlotte, NC

Compare 2026 ACA marketplace premiums for Charlotte, North Carolina, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Charlotte metro area · population 923,655 across 27 ZIP codes.

  • ZIP coverage: 28202, 28203, 28204, 28205, 28206, 28207 +21
  • Population: 923,655
  • Plans tracked: 246
  • Median premium: $469
  • Cheapest plan: $369 · Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Best health insurance plans in Raleigh, NC

Compare 2026 ACA marketplace premiums for Raleigh, North Carolina, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Raleigh metro area · population 555,041 across 15 ZIP codes.

  • ZIP coverage: 27601, 27603, 27604, 27605, 27606, 27607 +9
  • Population: 555,041
  • Plans tracked: 246
  • Median premium: $469
  • Cheapest plan: $369 · Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Best health insurance plans in Greensboro, NC

Compare 2026 ACA marketplace premiums for Greensboro, North Carolina, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Greensboro metro area · population 330,277 across 9 ZIP codes.

  • ZIP coverage: 27401, 27403, 27405, 27406, 27407, 27408 +3
  • Population: 330,277
  • Plans tracked: 246
  • Median premium: $469
  • Cheapest plan: $369 · Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Best health insurance plans in Durham, NC

Compare 2026 ACA marketplace premiums for Durham, North Carolina, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Durham metro area · population 294,960 across 8 ZIP codes.

  • ZIP coverage: 27701, 27703, 27704, 27705, 27707, 27709 +2
  • Population: 294,960
  • Plans tracked: 246
  • Median premium: $469
  • Cheapest plan: $369 · Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Best health insurance plans in Winston Salem, NC

Compare 2026 ACA marketplace premiums for Winston Salem, North Carolina, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Winston Salem metro area · population 265,541 across 9 ZIP codes.

  • ZIP coverage: 27101, 27103, 27104, 27105, 27106, 27107 +3
  • Population: 265,541
  • Plans tracked: 246
  • Median premium: $469
  • Cheapest plan: $369 · Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Best health insurance plans in Fayetteville, NC

Compare 2026 ACA marketplace premiums for Fayetteville, North Carolina, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Fayetteville metro area · population 246,145 across 8 ZIP codes.

  • ZIP coverage: 28301, 28303, 28304, 28305, 28306, 28311 +2
  • Population: 246,145
  • Plans tracked: 246
  • Median premium: $469
  • Cheapest plan: $369 · Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Best health insurance plans in Wilmington, NC

Compare 2026 ACA marketplace premiums for Wilmington, North Carolina, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Wilmington metro area · population 212,064 across 6 ZIP codes.

  • ZIP coverage: 28401, 28403, 28405, 28409, 28411, 28412
  • Population: 212,064
  • Plans tracked: 246
  • Median premium: $469
  • Cheapest plan: $369 · Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Best health insurance plans in Cary, NC

Compare 2026 ACA marketplace premiums for Cary, North Carolina, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Cary metro area · population 156,204 across 4 ZIP codes.

  • ZIP coverage: 27511, 27513, 27518, 27519
  • Population: 156,204
  • Plans tracked: 246
  • Median premium: $469
  • Cheapest plan: $369 · Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors