NC ACA market directory · 2026 coverage

Health insurance plans across North Carolina

Marketplace insights and ACA plan pricing snapshots for North Carolina.

Open statewide plan search View Charlotte market
Metro snapshots 8 city-level market summaries
ZIPs sampled 86 across featured metros
Lowest sampled premium $369 lowest city sample in this view
Largest sampled market Charlotte 246 plans tracked

Saved searches

Popular ACA filters for North Carolina

Open these canonical search paths when you want to move from market context into actual plan evaluation without rebuilding state filters by hand.

Bronze · under $469

Bronze ACA plans under $469 in North Carolina

Jump straight to Bronze ACA options across North Carolina with premiums below $469.
Silver + Dental

Silver plans with adult dental in North Carolina

See which Silver plans add adult dental coverage across the 2026 marketplace line-up.
Telehealth

Telehealth-ready plans in North Carolina

Filter to issuers that explicitly list telehealth so you can access care remotely anywhere in North Carolina.

Metro markets

Choose the market you want to evaluate first

Each metro summary combines current plan counts, sampled premium ranges, ZIP coverage, and a direct path into the full city directory page.

Browse all NC plans

Charlotte, NC marketplace plans

Compare 2026 ACA marketplace premiums for Charlotte, North Carolina, then move into the city directory for plan-by-plan review. Charlotte metro area · population 923,655 across 27 ZIP codes.

Plans tracked 246
Median premium $469
ZIP coverage 27
Population 923,655
28269 28277 28215 28227 28216 28205 +21 more
Lowest sampled premium $369

Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Open Charlotte City directory and plan detail links

Raleigh, NC marketplace plans

Compare 2026 ACA marketplace premiums for Raleigh, North Carolina, then move into the city directory for plan-by-plan review. Raleigh metro area · population 555,041 across 15 ZIP codes.

Plans tracked 246
Median premium $469
ZIP coverage 15
Population 555,041
27610 27616 27603 27604 27606 27615 +9 more
Lowest sampled premium $369

Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Open Raleigh City directory and plan detail links

Greensboro, NC marketplace plans

Compare 2026 ACA marketplace premiums for Greensboro, North Carolina, then move into the city directory for plan-by-plan review. Greensboro metro area · population 330,277 across 9 ZIP codes.

Plans tracked 246
Median premium $469
ZIP coverage 9
Population 330,277
27406 27410 27407 27405 27455 27401 +3 more
Lowest sampled premium $369

Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Open Greensboro City directory and plan detail links

Durham, NC marketplace plans

Compare 2026 ACA marketplace premiums for Durham, North Carolina, then move into the city directory for plan-by-plan review. Durham metro area · population 294,960 across 8 ZIP codes.

Plans tracked 246
Median premium $469
ZIP coverage 8
Population 294,960
27713 27703 27707 27705 27704 27701 +2 more
Lowest sampled premium $369

Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Open Durham City directory and plan detail links

Winston Salem, NC marketplace plans

Compare 2026 ACA marketplace premiums for Winston Salem, North Carolina, then move into the city directory for plan-by-plan review. Winston Salem metro area · population 265,541 across 9 ZIP codes.

Plans tracked 246
Median premium $469
ZIP coverage 9
Population 265,541
27106 27107 27127 27105 27103 27104 +3 more
Lowest sampled premium $369

Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Open Winston Salem City directory and plan detail links

Fayetteville, NC marketplace plans

Compare 2026 ACA marketplace premiums for Fayetteville, North Carolina, then move into the city directory for plan-by-plan review. Fayetteville metro area · population 246,145 across 8 ZIP codes.

Plans tracked 246
Median premium $469
ZIP coverage 8
Population 246,145
28314 28306 28304 28311 28303 28312 +2 more
Lowest sampled premium $369

Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Open Fayetteville City directory and plan detail links

Wilmington, NC marketplace plans

Compare 2026 ACA marketplace premiums for Wilmington, North Carolina, then move into the city directory for plan-by-plan review. Wilmington metro area · population 212,064 across 6 ZIP codes.

Plans tracked 246
Median premium $469
ZIP coverage 6
Population 212,064
28403 28412 28411 28409 28405 28401
Lowest sampled premium $369

Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Open Wilmington City directory and plan detail links

Cary, NC marketplace plans

Compare 2026 ACA marketplace premiums for Cary, North Carolina, then move into the city directory for plan-by-plan review. Cary metro area · population 156,204 across 4 ZIP codes.

Plans tracked 246
Median premium $469
ZIP coverage 4
Population 156,204
27519 27513 27511 27518
Lowest sampled premium $369

Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors

Open Cary City directory and plan detail links