MO ACA market directory · 2026 coverage

Health insurance plans across Missouri

Marketplace insights and ACA plan pricing snapshots for Missouri.

Open statewide plan search View Saint Louis market

Metro snapshots 8 city-level market summaries

ZIPs sampled 127 across featured metros

Lowest sampled premium $9 lowest city sample in this view

Largest sampled market Saint Louis 160 plans tracked

How to use this page

Statewide market context backed by live city snapshots

Every city card below is built from current marketplace pricing rows for 2026 coverage. Use the state-level search for a broader view, then drop into a metro page when you need ZIP-level plan comparisons.

See which metro markets have the deepest plan lineups and lowest sampled starting premiums.
Open canonical plan-search URLs with state filters already applied.
Use city pages to review plan cards, issuer context, and ZIP-specific marketplace availability.

Saint Louis 160 plans Kansas City 160 plans Springfield 160 plans Columbia 160 plans

Saved searches

Popular ACA filters for Missouri

Open these canonical search paths when you want to move from market context into actual plan evaluation without rebuilding state filters by hand.

Bronze · under $275

Bronze ACA plans under $275 in Missouri

Jump straight to Bronze ACA options across Missouri with premiums below $275.

Silver + Dental

Silver plans with adult dental in Missouri

See which Silver plans add adult dental coverage across the 2026 marketplace line-up.

Telehealth

Telehealth-ready plans in Missouri

Filter to issuers that explicitly list telehealth so you can access care remotely anywhere in Missouri.

Metro markets

Choose the market you want to evaluate first

Each metro summary combines current plan counts, sampled premium ranges, ZIP coverage, and a direct path into the full city directory page.

Browse all MO plans

Saint Louis, MO marketplace plans

Compare 2026 ACA marketplace premiums for Saint Louis, Missouri, then move into the city directory for plan-by-plan review. Saint Louis metro area · population 911,419 across 46 ZIP codes.

Plans tracked 160

Median premium $19

ZIP coverage 46

Population 911,419

63129 63123 63136 63116 63122 63114 +40 more

Lowest sampled premium $9

Humana Dental Smart Choice - Lite

Kansas City, MO marketplace plans

Compare 2026 ACA marketplace premiums for Kansas City, Missouri, then move into the city directory for plan-by-plan review. Kansas City metro area · population 577,635 across 50 ZIP codes.

Plans tracked 160

Median premium $19

ZIP coverage 50

Population 577,635

64118 64133 64152 64119 64151 64138 +44 more

Lowest sampled premium $9

Humana Dental Smart Choice - Lite

Springfield, MO marketplace plans

Compare 2026 ACA marketplace premiums for Springfield, Missouri, then move into the city directory for plan-by-plan review. Springfield metro area · population 231,238 across 7 ZIP codes.

Plans tracked 160

Median premium $19

ZIP coverage 7

Population 231,238

65807 65802 65803 65804 65810 65806 +1 more

Lowest sampled premium $9

Humana Dental Smart Choice - Lite

Columbia, MO marketplace plans

Compare 2026 ACA marketplace premiums for Columbia, Missouri, then move into the city directory for plan-by-plan review. Columbia metro area · population 152,416 across 4 ZIP codes.

Plans tracked 160

Median premium $19

ZIP coverage 4

Population 152,416

65203 65202 65201 65215

Lowest sampled premium $9

Humana Dental Smart Choice - Lite

Saint Charles, MO marketplace plans

Compare 2026 ACA marketplace premiums for Saint Charles, Missouri, then move into the city directory for plan-by-plan review. Saint Charles metro area · population 140,785 across 3 ZIP codes.

Plans tracked 160

Median premium $19

ZIP coverage 3

Population 140,785

63301 63303 63304

Lowest sampled premium $9

Humana Dental Smart Choice - Lite

Independence, MO marketplace plans

Compare 2026 ACA marketplace premiums for Independence, Missouri, then move into the city directory for plan-by-plan review. Independence metro area · population 123,660 across 8 ZIP codes.

Plans tracked 160

Median premium $19

ZIP coverage 8

Population 123,660

64055 64050 64052 64056 64057 64058 +2 more

Lowest sampled premium $9

Humana Dental Smart Choice - Lite

Florissant, MO marketplace plans

Compare 2026 ACA marketplace premiums for Florissant, Missouri, then move into the city directory for plan-by-plan review. Florissant metro area · population 108,350 across 3 ZIP codes.

Plans tracked 160

Median premium $19

ZIP coverage 3

Population 108,350

63031 63033 63034

Lowest sampled premium $9

Humana Dental Smart Choice - Lite

Lees Summit, MO marketplace plans

Compare 2026 ACA marketplace premiums for Lees Summit, Missouri, then move into the city directory for plan-by-plan review. Lees Summit metro area · population 103,365 across 6 ZIP codes.

Plans tracked 160

Median premium $19

ZIP coverage 6

Population 103,365

64081 64086 64063 64064 64082 64065

Lowest sampled premium $9

Humana Dental Smart Choice - Lite