Michigan · 4 ZIPs covered

Sterling Heights health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Sterling Heights so you can zero in on the best health insurance plan. Sterling Heights metro area · population 132,476 across 4 ZIP codes.

Estimated population 132,476 across 4 ZIP codes.

Plans tracked

235

Median premium

$316

ZIP coverage

4

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

48310 48312 48313 48314
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Compare 2026 ACA plans for ZIP 48310

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 48310

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Sterling Heights

These quick links load popular plan combinations for Sterling Heights so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $317

Affordable Bronze ACA plans in Sterling Heights

Filter Bronze-tier health plan insurance premiums in Sterling Heights below $317 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Sterling Heights

See Silver ACA health insurance plans that include adult dental benefits for households in Sterling Heights.
HSA · HMO

HSA-friendly HMO options in Sterling Heights

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $467+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Sterling Heights with premiums starting near $467 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Sterling Heights

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Sterling Heights.

Marketplace plans in Sterling Heights

Showing 181–192 of 235 ACA plans for ZIP 48310. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Expanded Bronze

UHC Bronze Copay Focus (No Referrals)

UnitedHealthcare · Plan ID 71667MI0010039 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$249 – $1089

Sample monthly premium

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Silver

UHC Silver Advantage (No Referrals)

UnitedHealthcare · Plan ID 71667MI0010041 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$308 – $1348

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Gold

UHC Gold Copay Focus (No Referrals)

UnitedHealthcare · Plan ID 71667MI0010042 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$334 – $1461

Sample monthly premium

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Bronze

UHC Bronze Essential (No Referrals)

UnitedHealthcare · Plan ID 71667MI0010044 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$226 – $991

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Gold

UHC Gold Advantage (No Referrals)

UnitedHealthcare · Plan ID 71667MI0010048 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$328 – $1435

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Silver

UHC Silver Advantage+ (Dental + Vision, No Referrals)

UnitedHealthcare · Plan ID 71667MI0050001 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$318 – $1394

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Silver

UHC Silver Value+ (Dental + Vision, No Referrals)

UnitedHealthcare · Plan ID 71667MI0050004 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$314 – $1376

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Bronze

UHC Bronze Essential+ (Dental + Vision, No Referrals)

UnitedHealthcare · Plan ID 71667MI0050005 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$237 – $1036

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Gold

UHC Gold Advantage+ (Dental + Vision, No Referrals)

UnitedHealthcare · Plan ID 71667MI0050006 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$338 – $1777

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Catastrophic

MHP Young Adult/Catastrophic

McLaren Health Plan Community · Plan ID 74917MI0020004 · HMO

HMO CSR Standard Catastrophic On Exchange Plan Issuer profile
Telehealth — HSA ✓ Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$225 – $1387

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Silver

MHP Silver Exchange

McLaren Health Plan Community · Plan ID 74917MI0020005 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$378 – $2328

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Gold

MHP Gold

McLaren Health Plan Community · Plan ID 74917MI0020006 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$382 – $2353

Sample monthly premium

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