Michigan · 28 ZIPs covered

Detroit health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Detroit so you can zero in on the best health insurance plan. Detroit metro area · population 637,691 across 28 ZIP codes.

Estimated population 637,691 across 28 ZIP codes.

Plans tracked

235

Median premium

$270

ZIP coverage

28

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 48201

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 48201

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Detroit

These quick links load popular plan combinations for Detroit so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $271

Affordable Bronze ACA plans in Detroit

Filter Bronze-tier health plan insurance premiums in Detroit below $271 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Detroit

See Silver ACA health insurance plans that include adult dental benefits for households in Detroit.
HSA · HMO

HSA-friendly HMO options in Detroit

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $421+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Detroit with premiums starting near $421 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Detroit

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Detroit.

Marketplace plans in Detroit

Showing 217–228 of 235 ACA plans for ZIP 48201. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Gold

Blue Cross® Preferred HMO Gold

Blue Care Network of Michigan · Plan ID 98185MI0180009 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$433 – $2207

Sample monthly premium

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Silver

Blue Cross® Preferred HMO Silver Saver

Blue Care Network of Michigan · Plan ID 98185MI0180015 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$354 – $1805

Sample monthly premium

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Catastrophic

Blue Cross® Preferred HMO Value

Blue Care Network of Michigan · Plan ID 98185MI0180024 · HMO

HMO CSR Standard Catastrophic On Exchange Plan Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$228 – $1161

Sample monthly premium

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Silver

Blue Cross® Local HMO Silver Saver

Blue Care Network of Michigan · Plan ID 98185MI0180026 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$301 – $1192

Sample monthly premium

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Expanded Bronze

Blue Cross® Preferred HMO Bronze Saver HSA

Blue Care Network of Michigan · Plan ID 98185MI0180028 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$281 – $1432

Sample monthly premium

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Bronze

Blue Cross® Preferred HMO Bronze Secure

Blue Care Network of Michigan · Plan ID 98185MI0180029 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$243 – $1240

Sample monthly premium

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Bronze

Blue Cross® Local HMO Bronze Secure

Blue Care Network of Michigan · Plan ID 98185MI0180032 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$207 – $818

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Expanded Bronze

Blue Cross® Select HMO Bronze Saver HSA

Blue Care Network of Michigan · Plan ID 98185MI0440006 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$259 – $1309

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Catastrophic

Blue Cross® Select HMO Value

Blue Care Network of Michigan · Plan ID 98185MI0440015 · HMO

HMO CSR Standard Catastrophic On Exchange Plan Issuer profile
Telehealth — HSA ✓ Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$210 – $1275

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Silver

Blue Cross® Select HMO Silver

Blue Care Network of Michigan · Plan ID 98185MI0440016 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$366 – $2219

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Silver

Blue Cross® Select HMO Silver Saver

Blue Care Network of Michigan · Plan ID 98185MI0440017 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$327 – $1981

Sample monthly premium

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Bronze

Blue Cross® Select HMO Bronze Secure

Blue Care Network of Michigan · Plan ID 98185MI0440019 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$225 – $1361

Sample monthly premium

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