Michigan · 28 ZIPs covered

Detroit health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Detroit so you can zero in on the best health insurance plan. Detroit metro area · population 637,691 across 28 ZIP codes.

Estimated population 637,691 across 28 ZIP codes.

Plans tracked

235

Median premium

$25

ZIP coverage

28

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 48201

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 48201

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Detroit

These quick links load popular plan combinations for Detroit so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $250

Affordable Bronze ACA plans in Detroit

Filter Bronze-tier health plan insurance premiums in Detroit below $250 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Detroit

See Silver ACA health insurance plans that include adult dental benefits for households in Detroit.
HSA · HMO

HSA-friendly HMO options in Detroit

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $400+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Detroit with premiums starting near $400 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Detroit

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Detroit.

Marketplace plans in Detroit

Showing 145–156 of 235 ACA plans for ZIP 48201. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

High

Delta Dental Individual PPO Silver Plan, EHB Certified

Delta Dental of Michigan · Plan ID 34930MI0150003 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$23 – $43

Sample monthly premium

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High

Delta Dental Individual Pediatric - Only PPO, EHB Certified

Delta Dental of Michigan · Plan ID 34930MI0170001 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$36 – $42

Sample monthly premium

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Low

Delta Dental Individual Pediatric - Only PPO, EHB Certified

Delta Dental of Michigan · Plan ID 34930MI0170002 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$30 – $35

Sample monthly premium

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High

BEST Life Superior Dental Plan

BEST Life · Plan ID 35700MI0020003 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$29 – $47

Sample monthly premium

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Low

BEST Life Essential Value Dental Plan

BEST Life · Plan ID 35700MI0020006 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$19 – $27

Sample monthly premium

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High

BEST Life Preferred Dental Plan

BEST Life · Plan ID 35700MI0020007 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$27 – $39

Sample monthly premium

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Low

BEST Life Essential Basic Dental Plan

BEST Life · Plan ID 35700MI0020008 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$17 – $27

Sample monthly premium

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High

Retailers Insurance Company - EHB

Retailers Insurance Company · Plan ID 47638MI0010001 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$35 – $42

Sample monthly premium

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Low

Retailers Insurance Company - EHB

Retailers Insurance Company · Plan ID 47638MI0010002 · PPO

PPO CSR Standard Low Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$30 – $36

Sample monthly premium

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High

Unum MI EHB Plan 1

AlwaysCare Benefits, Inc. · Plan ID 53678MI0050001 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$14 – $46

Sample monthly premium

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High

Unum MI EHB Plan 1a

AlwaysCare Benefits, Inc. · Plan ID 53678MI0060001 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$14 – $46

Sample monthly premium

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High

Unum MI EHB Plan 2

AlwaysCare Benefits, Inc. · Plan ID 53678MI0070001 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$15 – $48

Sample monthly premium

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