Michigan · 5 ZIPs covered

Ann Arbor health insurance plan directory

Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Ann Arbor with current marketplace context. Ann Arbor metro area · population 167,464 across 5 ZIP codes.

Estimated population 167,464 across 5 ZIP codes.

Plans tracked

235

Median premium

$21

ZIP coverage

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

48103 48104 48105 48108 48109

Compare 2026 ACA plans for ZIP 48103

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 48103

Plan finder tips

Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Ann Arbor

These quick links load popular plan combinations for Ann Arbor so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $250

Affordable Bronze ACA plans in Ann Arbor

Filter Bronze-tier ACA premiums in Ann Arbor below $250 for coverage year 2026.

Silver + Dental

Silver plans with adult dental in Ann Arbor

See Silver ACA health insurance plans that include adult dental benefits for households in Ann Arbor.

HSA · HMO

HSA-friendly HMO options in Ann Arbor

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.

PPO · $400+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Ann Arbor with premiums starting near $400 to maximize provider choice.

Telehealth supported

Telehealth-ready plans for Ann Arbor

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Ann Arbor.

Marketplace plans in Ann Arbor

Showing 169–180 of 235 ACA plans for ZIP 48103. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Low

Humana Dental Smart Choice - Low

Humana · Plan ID 62294MI0420001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile

Telehealth — HSA — Dental Adult/Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

$17 – $36

Sample monthly premium

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High

EssentialSmile Michigan - Total Care

UnitedHealthcare · Plan ID 63631MI0130001 · EPO

EPO CSR Standard High On Exchange Plan Issuer profile

Telehealth — HSA — Dental Adult/Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

$10 – $19

Sample monthly premium

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High

Smile Now Michigan - No Waiting Period PPO

UnitedHealthcare · Plan ID 63631MI0140001 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile

Telehealth — HSA — Dental Adult/Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

$25 – $27

Sample monthly premium

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High

Guardian Pediatric Advantage

Guardian · Plan ID 66587MI0010009 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile

Telehealth — HSA — Dental Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

– $28

Sample monthly premium

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Low

Guardian Pediatric Essentials

Guardian · Plan ID 66587MI0020009 · PPO

PPO CSR Standard Low Off Exchange Plan Issuer profile

Telehealth — HSA — Dental Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

– $20

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Low

Guardian Essentials for Families and Individuals

Guardian · Plan ID 66587MI0070007 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile

Telehealth — HSA — Dental Adult/Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

$22 – $27

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Low

Guardian Select for Families and Individuals

Guardian · Plan ID 66587MI0080006 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile

Telehealth — HSA — Dental Adult/Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

$21 – $27

Sample monthly premium

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Low

Guardian Preventive Plus for Families and Individuals

Guardian · Plan ID 66587MI0090005 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile

Telehealth — HSA — Dental Adult/Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

$16 – $27

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Gold

UHC Gold Standard (No Referrals)

UnitedHealthcare · Plan ID 71667MI0010026 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA — Dental Child Vision Child

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$325 – $1708

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Silver

UHC Silver Standard (No Referrals)

UnitedHealthcare · Plan ID 71667MI0010028 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile

Telehealth — HSA — Dental Child Vision Child

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$305 – $1605

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Expanded Bronze

UHC Bronze Standard (No Referrals)

UnitedHealthcare · Plan ID 71667MI0010030 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA ✓ Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$237 – $1245

Sample monthly premium

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Silver

UHC Silver Value (No Referrals)

UnitedHealthcare · Plan ID 71667MI0010033 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile

Telehealth — HSA — Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$304 – $1596

Sample monthly premium

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