MI health insurance directory

Health insurance plans across Michigan

Marketplace insights and ACA plan pricing snapshots for Michigan.

Directory data source

Each city snapshot below uses the plan price dataset (CMS machine-readable files ingested nightly). Prices reflect marketplace premiums for 2026 coverage.

Select a city to see the plan list, directory price sampling, and links to detailed ACA plan pages.

Saved searches

Popular ACA filters for Michigan

Open these canonical plan finder URLs to compare Bronze budgets, Silver dental coverage, or telehealth-ready plans across Michigan without rebuilding filters.

Bronze · under $275

Bronze ACA plans under $275 in Michigan

Jump straight to Bronze health plan insurance options across Michigan with premiums below $275.
Silver + Dental

Silver plans with adult dental in Michigan

See which Silver plans add adult dental coverage across the 2026 marketplace line-up.
Telehealth

Telehealth-ready plans in Michigan

Filter to issuers that explicitly list telehealth so you can access care remotely anywhere in Michigan.

Best health insurance plans in Detroit, MI

Compare 2026 ACA marketplace premiums for Detroit, Michigan, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Detroit metro area · population 637,691 across 28 ZIP codes.

  • ZIP coverage: 48201, 48202, 48204, 48205, 48206, 48207 +22
  • Population: 637,691
  • Plans tracked: 235
  • Median premium: $15
  • Cheapest plan: $14 · Unum MI EHB Plan 3

Best health insurance plans in Grand Rapids, MI

Compare 2026 ACA marketplace premiums for Grand Rapids, Michigan, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Grand Rapids metro area · population 370,883 across 12 ZIP codes.

  • ZIP coverage: 49503, 49504, 49505, 49506, 49507, 49508 +6
  • Population: 370,883
  • Plans tracked: 235
  • Median premium: $15
  • Cheapest plan: $14 · Unum MI EHB Plan 3

Best health insurance plans in Ann Arbor, MI

Compare 2026 ACA marketplace premiums for Ann Arbor, Michigan, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Ann Arbor metro area · population 167,464 across 5 ZIP codes.

  • ZIP coverage: 48103, 48104, 48105, 48108, 48109
  • Population: 167,464
  • Plans tracked: 235
  • Median premium: $15
  • Cheapest plan: $14 · Unum MI EHB Plan 3

Best health insurance plans in Lansing, MI

Compare 2026 ACA marketplace premiums for Lansing, Michigan, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Lansing metro area · population 165,299 across 7 ZIP codes.

  • ZIP coverage: 48906, 48910, 48911, 48912, 48915, 48917 +1
  • Population: 165,299
  • Plans tracked: 235
  • Median premium: $15
  • Cheapest plan: $14 · Unum MI EHB Plan 3

Best health insurance plans in Kalamazoo, MI

Compare 2026 ACA marketplace premiums for Kalamazoo, Michigan, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Kalamazoo metro area · population 164,580 across 7 ZIP codes.

  • ZIP coverage: 49001, 49004, 49006, 49007, 49008, 49009 +1
  • Population: 164,580
  • Plans tracked: 235
  • Median premium: $15
  • Cheapest plan: $14 · Unum MI EHB Plan 3

Best health insurance plans in Flint, MI

Compare 2026 ACA marketplace premiums for Flint, Michigan, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Flint metro area · population 154,694 across 10 ZIP codes.

  • ZIP coverage: 48502, 48503, 48504, 48505, 48506, 48507 +4
  • Population: 154,694
  • Plans tracked: 235
  • Median premium: $15
  • Cheapest plan: $14 · Unum MI EHB Plan 3

Best health insurance plans in Warren, MI

Compare 2026 ACA marketplace premiums for Warren, Michigan, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Warren metro area · population 134,797 across 6 ZIP codes.

  • ZIP coverage: 48088, 48089, 48091, 48092, 48093, 48397
  • Population: 134,797
  • Plans tracked: 235
  • Median premium: $15
  • Cheapest plan: $14 · Unum MI EHB Plan 3

Best health insurance plans in Sterling Heights, MI

Compare 2026 ACA marketplace premiums for Sterling Heights, Michigan, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Sterling Heights metro area · population 132,476 across 4 ZIP codes.

  • ZIP coverage: 48310, 48312, 48313, 48314
  • Population: 132,476
  • Plans tracked: 235
  • Median premium: $15
  • Cheapest plan: $14 · Unum MI EHB Plan 3