Louisiana · 5 ZIPs covered

Lake Charles health insurance plan directory

Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Lake Charles with current marketplace context. Lake Charles metro area · population 132,394 across 5 ZIP codes.

Estimated population 132,394 across 5 ZIP codes.

Plans tracked

133

Median premium

$422

ZIP coverage

5

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

70605 70601 70607 70611 70615
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Compare 2026 ACA plans for ZIP 70605

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 70605

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Lake Charles

These quick links load popular plan combinations for Lake Charles so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $422

Affordable Bronze ACA plans in Lake Charles

Filter Bronze-tier ACA premiums in Lake Charles below $422 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Lake Charles

See Silver ACA health insurance plans that include adult dental benefits for households in Lake Charles.
HSA · HMO

HSA-friendly HMO options in Lake Charles

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $572+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Lake Charles with premiums starting near $572 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Lake Charles

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Lake Charles.

Marketplace plans in Lake Charles

Showing 61–72 of 133 ACA plans for ZIP 70605. Select a card to open the full health plan page or jump into the search experience.

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Gold

AmeriHealth Caritas Next Gold Signature + No Referrals

AmeriHealth Caritas Next · Plan ID 38246LA0010004 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$420 – $1646

Sample monthly premium

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Marketplace plan

AmeriHealth Caritas Next Silver Off-Marketplace High + No Referrals

Issuer unavailable · Plan ID 38246LA0010005 · Network type unknown

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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Expanded Bronze

AmeriHealth Caritas Next Bronze Premier + No Referrals

AmeriHealth Caritas Next · Plan ID 38246LA0010006 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$326 – $1280

Sample monthly premium

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Silver

AmeriHealth Caritas Next Silver Premier + No Referrals

AmeriHealth Caritas Next · Plan ID 38246LA0010007 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$442 – $1734

Sample monthly premium

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Silver

AmeriHealth Caritas Next Silver Essential + No Referrals

AmeriHealth Caritas Next · Plan ID 38246LA0010008 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$421 – $1651

Sample monthly premium

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Gold

AmeriHealth Caritas Next Gold Premier + No Referrals

AmeriHealth Caritas Next · Plan ID 38246LA0010009 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$422 – $1657

Sample monthly premium

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Marketplace plan

AmeriHealth Caritas Next Silver Off-Marketplace Low + No Referrals

Issuer unavailable · Plan ID 38246LA0010010 · Network type unknown

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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Low

Humana Dental Smart Choice

Humana · Plan ID 44965LA0590001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$15 – $30

Sample monthly premium

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Gold

UHC Gold Standard (No Referrals)

UnitedHealthcare · Plan ID 69842LA0240012 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$459 – $2650

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Silver

UHC Silver Value ($0 Virtual Urgent Care, No Referrals)

UnitedHealthcare · Plan ID 69842LA0240014 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$447 – $2583

Sample monthly premium

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Silver

UHC Silver Standard (No Referrals)

UnitedHealthcare · Plan ID 69842LA0240017 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$451 – $2604

Sample monthly premium

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Expanded Bronze

UHC Bronze Standard (No Referrals)

UnitedHealthcare · Plan ID 69842LA0240018 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$334 – $1930

Sample monthly premium

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