KY health insurance directory

Health insurance plans across Kentucky

Marketplace insights and ACA plan pricing snapshots for Kentucky.

Directory data source

Each city snapshot below uses the plan price dataset (CMS machine-readable files ingested nightly). Prices reflect marketplace premiums for 2026 coverage.

Select a city to see the plan list, directory price sampling, and links to detailed ACA plan pages.

Saved searches

Popular ACA filters for Kentucky

Open these canonical plan finder URLs to compare Bronze budgets, Silver dental coverage, or telehealth-ready plans across Kentucky without rebuilding filters.

Bronze · under $475

Bronze ACA plans under $475 in Kentucky

Jump straight to Bronze health plan insurance options across Kentucky with premiums below $475.
Silver + Dental

Silver plans with adult dental in Kentucky

See which Silver plans add adult dental coverage across the 2026 marketplace line-up.
Telehealth

Telehealth-ready plans in Kentucky

Filter to issuers that explicitly list telehealth so you can access care remotely anywhere in Kentucky.

Best health insurance plans in Louisville, KY

Compare 2026 ACA marketplace premiums for Louisville, Kentucky, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Louisville metro area · population 760,871 across 33 ZIP codes.

  • ZIP coverage: 40202, 40203, 40204, 40205, 40206, 40207 +27
  • Population: 760,871
  • Plans tracked: 4
  • Median premium: Not available
  • Cheapest plan: Sample pending

Best health insurance plans in Lexington, KY

Compare 2026 ACA marketplace premiums for Lexington, Kentucky, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Lexington metro area · population 321,844 across 15 ZIP codes.

  • ZIP coverage: 40502, 40503, 40504, 40505, 40506, 40507 +9
  • Population: 321,844
  • Plans tracked: 4
  • Median premium: Not available
  • Cheapest plan: Sample pending

Best health insurance plans in Bowling Green, KY

Compare 2026 ACA marketplace premiums for Bowling Green, Kentucky, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Bowling Green metro area · population 117,873 across 4 ZIP codes.

  • ZIP coverage: 42101, 42102, 42103, 42104
  • Population: 117,873
  • Plans tracked: 4
  • Median premium: Not available
  • Cheapest plan: Sample pending

Best health insurance plans in Owensboro, KY

Compare 2026 ACA marketplace premiums for Owensboro, Kentucky, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Owensboro metro area · population 85,170 across 2 ZIP codes.

  • ZIP coverage: 42301, 42303
  • Population: 85,170
  • Plans tracked: 4
  • Median premium: Not available
  • Cheapest plan: Sample pending

Best health insurance plans in Richmond, KY

Compare 2026 ACA marketplace premiums for Richmond, Kentucky, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Richmond metro area · population 62,250 across 1 ZIP codes.

  • ZIP coverage: 40475
  • Population: 62,250
  • Plans tracked: 4
  • Median premium: Not available
  • Cheapest plan: Sample pending

Best health insurance plans in Paducah, KY

Compare 2026 ACA marketplace premiums for Paducah, Kentucky, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Paducah metro area · population 57,653 across 2 ZIP codes.

  • ZIP coverage: 42001, 42003
  • Population: 57,653
  • Plans tracked: 4
  • Median premium: Not available
  • Cheapest plan: Sample pending

Best health insurance plans in Florence, KY

Compare 2026 ACA marketplace premiums for Florence, Kentucky, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Florence metro area · population 52,185 across 1 ZIP codes.

  • ZIP coverage: 41042
  • Population: 52,185
  • Plans tracked: 4
  • Median premium: Not available
  • Cheapest plan: Sample pending

Best health insurance plans in Frankfort, KY

Compare 2026 ACA marketplace premiums for Frankfort, Kentucky, and see how each health plan insurance option stacks up before selecting your best health insurance plan. Frankfort metro area · population 51,119 across 2 ZIP codes.

  • ZIP coverage: 40601, 40604
  • Population: 51,119
  • Plans tracked: 4
  • Median premium: Not available
  • Cheapest plan: Sample pending