KY ACA market directory · 2026 coverage

Health insurance plans across Kentucky

Marketplace insights and ACA plan pricing snapshots for Kentucky.

Open statewide plan search View Louisville market

Metro snapshots 8 city-level market summaries

ZIPs sampled 60 across featured metros

Lowest sampled premium N/A lowest city sample in this view

Largest sampled market Louisville 4 plans tracked

How to use this page

Statewide market context backed by live city snapshots

Every city card below is built from current marketplace pricing rows for 2026 coverage. Use the state-level search for a broader view, then drop into a metro page when you need ZIP-level plan comparisons.

See which metro markets have the deepest plan lineups and lowest sampled starting premiums.
Open canonical plan-search URLs with state filters already applied.
Use city pages to review plan cards, issuer context, and ZIP-specific marketplace availability.

Louisville 4 plans Lexington 4 plans Bowling Green 4 plans Owensboro 4 plans

Saved searches

Popular ACA filters for Kentucky

Open these canonical search paths when you want to move from market context into actual plan evaluation without rebuilding state filters by hand.

Bronze · under $475

Bronze ACA plans under $475 in Kentucky

Jump straight to Bronze ACA options across Kentucky with premiums below $475.

Silver + Dental

Silver plans with adult dental in Kentucky

See which Silver plans add adult dental coverage across the 2026 marketplace line-up.

Telehealth

Telehealth-ready plans in Kentucky

Filter to issuers that explicitly list telehealth so you can access care remotely anywhere in Kentucky.

Metro markets

Choose the market you want to evaluate first

Each metro summary combines current plan counts, sampled premium ranges, ZIP coverage, and a direct path into the full city directory page.

Browse all KY plans

Louisville, KY marketplace plans

Compare 2026 ACA marketplace premiums for Louisville, Kentucky, then move into the city directory for plan-by-plan review. Louisville metro area · population 760,871 across 33 ZIP codes.

Plans tracked 4

Median premium N/A

ZIP coverage 33

Population 760,871

40214 40216 40299 40219 40229 40272 +27 more

Lowest sampled premium Sample pending

Lexington, KY marketplace plans

Compare 2026 ACA marketplace premiums for Lexington, Kentucky, then move into the city directory for plan-by-plan review. Lexington metro area · population 321,844 across 15 ZIP codes.

Plans tracked 4

Median premium N/A

ZIP coverage 15

Population 321,844

40509 40517 40515 40511 40503 40504 +9 more

Lowest sampled premium Sample pending

Bowling Green, KY marketplace plans

Compare 2026 ACA marketplace premiums for Bowling Green, Kentucky, then move into the city directory for plan-by-plan review. Bowling Green metro area · population 117,873 across 4 ZIP codes.

Plans tracked 4

Median premium N/A

ZIP coverage 4

Population 117,873

42101 42104 42103 42102

Lowest sampled premium Sample pending

Owensboro, KY marketplace plans

Compare 2026 ACA marketplace premiums for Owensboro, Kentucky, then move into the city directory for plan-by-plan review. Owensboro metro area · population 85,170 across 2 ZIP codes.

Plans tracked 4

Median premium N/A

ZIP coverage 2

Population 85,170

42301 42303

Lowest sampled premium Sample pending

Richmond, KY marketplace plans

Compare 2026 ACA marketplace premiums for Richmond, Kentucky, then move into the city directory for plan-by-plan review. Richmond metro area · population 62,250 across 1 ZIP codes.

Plans tracked 4

Median premium N/A

ZIP coverage 1

Population 62,250

40475

Lowest sampled premium Sample pending

Paducah, KY marketplace plans

Compare 2026 ACA marketplace premiums for Paducah, Kentucky, then move into the city directory for plan-by-plan review. Paducah metro area · population 57,653 across 2 ZIP codes.

Plans tracked 4

Median premium N/A

ZIP coverage 2

Population 57,653

42001 42003

Lowest sampled premium Sample pending

Florence, KY marketplace plans

Compare 2026 ACA marketplace premiums for Florence, Kentucky, then move into the city directory for plan-by-plan review. Florence metro area · population 52,185 across 1 ZIP codes.

Plans tracked 4

Median premium N/A

ZIP coverage 1

Population 52,185

41042

Lowest sampled premium Sample pending

Frankfort, KY marketplace plans

Compare 2026 ACA marketplace premiums for Frankfort, Kentucky, then move into the city directory for plan-by-plan review. Frankfort metro area · population 51,119 across 2 ZIP codes.

Plans tracked 4

Median premium N/A

ZIP coverage 2

Population 51,119

40601 40604

Lowest sampled premium Sample pending