Iowa · 12 ZIPs covered

Des Moines health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Des Moines so you can zero in on the best health insurance plan. Des Moines metro area · population 223,387 across 12 ZIP codes.

Estimated population 223,387 across 12 ZIP codes.

Plans tracked

157

Median premium

$198

ZIP coverage

12

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

50309 50310 50311 50312 50313 50314 50315 50316 50317 50319 50320 50321
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Compare 2026 ACA plans for ZIP 50309

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 50309

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Des Moines

These quick links load popular plan combinations for Des Moines so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $250

Affordable Bronze ACA plans in Des Moines

Filter Bronze-tier health plan insurance premiums in Des Moines below $250 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Des Moines

See Silver ACA health insurance plans that include adult dental benefits for households in Des Moines.
HSA · HMO

HSA-friendly HMO options in Des Moines

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $400+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Des Moines with premiums starting near $400 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Des Moines

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Des Moines.

Marketplace plans in Des Moines

Showing 73–84 of 157 ACA plans for ZIP 50309. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

High

Delta Dental PPO Plus Premier® Individual Choice - Platinum Plus

Delta Dental of Iowa · Plan ID 63366IA0020006 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$62 – $66

Sample monthly premium

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High

Delta Dental PPO Plus Premier® Individual Choice - Platinum Plus

Delta Dental of Iowa · Plan ID 63366IA0020007 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$62 – $66

Sample monthly premium

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High

BEST Life Superior Dental Plan

BEST Life · Plan ID 71051IA0020003 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$22 – $38

Sample monthly premium

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High

BEST Life Essential Value Dental Plan

BEST Life · Plan ID 71051IA0020006 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$14 – $22

Sample monthly premium

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High

BEST Life Preferred Dental Plan

BEST Life · Plan ID 71051IA0020007 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$20 – $31

Sample monthly premium

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High

BEST Life Essential Basic Dental Plan

BEST Life · Plan ID 71051IA0020008 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$13 – $21

Sample monthly premium

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Gold

ConnectPlus $0 Gold

Avera Health Plans · Plan ID 74980IA0020021 · PPO

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$366 – $1457

Sample monthly premium

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Gold

ConnectPlus $1800

Avera Health Plans · Plan ID 74980IA0020022 · PPO

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$348 – $1383

Sample monthly premium

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Gold

ConnectPlus Standard $2000

Avera Health Plans · Plan ID 74980IA0020023 · PPO

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$353 – $1616

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Gold

ConnectPlus MyWeighForward $2000

Avera Health Plans · Plan ID 74980IA0020024 · PPO

PPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$363 – $1662

Sample monthly premium

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Silver

ConnectPlus $0 Silver

Avera Health Plans · Plan ID 74980IA0020025 · PPO

PPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$377 – $1724

Sample monthly premium

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Silver

ConnectPlus Standard $6000

Avera Health Plans · Plan ID 74980IA0020026 · PPO

PPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$335 – $1531

Sample monthly premium

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