Iowa · 12 ZIPs covered

Des Moines health insurance plan directory

Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Des Moines with current marketplace context. Des Moines metro area · population 223,387 across 12 ZIP codes.

Estimated population 223,387 across 12 ZIP codes.

Plans tracked

157

Median premium

$288

ZIP coverage

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

50317 50315 50310 50320 50313 50316 50312 50311 50314 50321 50309 50319

Compare 2026 ACA plans for ZIP 50317

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 50317

Plan finder tips

Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Des Moines

These quick links load popular plan combinations for Des Moines so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $288

Affordable Bronze ACA plans in Des Moines

Filter Bronze-tier ACA premiums in Des Moines below $288 for coverage year 2026.

Silver + Dental

Silver plans with adult dental in Des Moines

See Silver ACA health insurance plans that include adult dental benefits for households in Des Moines.

HSA · HMO

HSA-friendly HMO options in Des Moines

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.

PPO · $438+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Des Moines with premiums starting near $438 to maximize provider choice.

Telehealth supported

Telehealth-ready plans for Des Moines

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Des Moines.

Marketplace plans in Des Moines

Showing 49–60 of 157 ACA plans for ZIP 50317. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Gold

Everyday Gold + Vision + Adult Dental

Ambetter Health · Plan ID 48286IA0020016 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA — Dental Adult Vision Adult/Child

Jump to: Overview Doctors Drug coverage Benefits

$311 – $1496

Sample monthly premium

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Gold

Standard Gold + Vision + Adult Dental

Ambetter Health · Plan ID 48286IA0020017 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA — Dental Adult Vision Adult/Child

Jump to: Overview Doctors Drug coverage Benefits

$306 – $1472

Sample monthly premium

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Silver

Focused Silver + Vision + Adult Dental

Ambetter Health · Plan ID 48286IA0020019 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile

Telehealth — HSA — Dental Adult Vision Adult/Child

Jump to: Overview Doctors Drug coverage Benefits

$290 – $1392

Sample monthly premium

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Silver

Standard Silver + Vision + Adult Dental

Ambetter Health · Plan ID 48286IA0020023 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile

Telehealth — HSA — Dental Adult Vision Adult/Child

Jump to: Overview Doctors Drug coverage Benefits

$287 – $1377

Sample monthly premium

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Low

Guardian Essentials for Families and Individuals

Guardian · Plan ID 50730IA0070004 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile

Telehealth — HSA — Dental Adult/Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

$19 – $22

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Low

Guardian Select for Families and Individuals

Guardian · Plan ID 50730IA0080004 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile

Telehealth — HSA — Dental Adult/Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

$17 – $22

Sample monthly premium

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Low

Guardian Basics for Families and Individuals

Guardian · Plan ID 50730IA0090004 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile

Telehealth — HSA — Dental Adult/Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

$16 – $22

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Low

Guardian Preventive Plus for Families and Individuals

Guardian · Plan ID 50730IA0100004 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile

Telehealth — HSA — Dental Adult/Child Vision —

Jump to: Overview Doctors Drug coverage Benefits

$14 – $22

Sample monthly premium

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Expanded Bronze

UHC Bronze Standard (No Referrals)

UnitedHealthcare · Plan ID 56610IA0100001 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA ✓ Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$288 – $1358

Sample monthly premium

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Expanded Bronze

UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)

UnitedHealthcare · Plan ID 56610IA0100002 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA ✓ Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$300 – $1410

Sample monthly premium

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Expanded Bronze

UHC Bronze Value ($0 Virtual Urgent Care, No Referrals)

UnitedHealthcare · Plan ID 56610IA0100003 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA ✓ Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$287 – $1353

Sample monthly premium

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Silver

UHC Silver Standard (No Referrals)

UnitedHealthcare · Plan ID 56610IA0100004 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile

Telehealth — HSA — Dental Child Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$369 – $1735

Sample monthly premium

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