Iowa · 12 ZIPs covered

Des Moines health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Des Moines so you can zero in on the best health insurance plan. Des Moines metro area · population 223,387 across 12 ZIP codes.

Estimated population 223,387 across 12 ZIP codes.

Plans tracked

157

Median premium

$279

ZIP coverage

12

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

50309 50310 50311 50312 50313 50314 50315 50316 50317 50319 50320 50321
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Compare 2026 ACA plans for ZIP 50309

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 50309

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Des Moines

These quick links load popular plan combinations for Des Moines so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $279

Affordable Bronze ACA plans in Des Moines

Filter Bronze-tier health plan insurance premiums in Des Moines below $279 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Des Moines

See Silver ACA health insurance plans that include adult dental benefits for households in Des Moines.
HSA · HMO

HSA-friendly HMO options in Des Moines

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $429+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Des Moines with premiums starting near $429 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Des Moines

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Des Moines.

Marketplace plans in Des Moines

Showing 25–36 of 157 ACA plans for ZIP 50309. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Silver

Silver Simple PCP Saver

Oscar Insurance Company · Plan ID 45819IA0010061 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$328 – $1480

Sample monthly premium

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Gold

Gold Elite

Oscar Insurance Company · Plan ID 45819IA0010063 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$336 – $1515

Sample monthly premium

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Silver

Silver Simple Diabetes

Oscar Insurance Company · Plan ID 45819IA0010064 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$335 – $1512

Sample monthly premium

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Expanded Bronze

Bronze Classic Standard

Oscar Insurance Company · Plan ID 45819IA0010065 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$240 – $1084

Sample monthly premium

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Silver

Silver Classic Standard

Oscar Insurance Company · Plan ID 45819IA0010066 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$328 – $1482

Sample monthly premium

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Gold

Gold Classic Standard

Oscar Insurance Company · Plan ID 45819IA0010067 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$311 – $1403

Sample monthly premium

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Expanded Bronze

Bronze Simple Breathe Easy with Enhanced COPD Benefits | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010070 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$208 – $937

Sample monthly premium

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Expanded Bronze

Bronze Simple Chronic Care CKM | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010071 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$211 – $954

Sample monthly premium

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Expanded Bronze

Bronze Simple Diabetes | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010072 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$206 – $1048

Sample monthly premium

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Silver

Silver Simple Breathe Easy with Enhanced COPD Benefits | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010076 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$272 – $1380

Sample monthly premium

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Silver

Silver Simple Chronic Care CKM | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010077 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$278 – $1412

Sample monthly premium

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Silver

Silver Simple Women's Health with Menopause Benefits | MercyOne

Oscar Insurance Company · Plan ID 45819IA0010078 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$279 – $1418

Sample monthly premium

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