Iowa · 12 ZIPs covered

Des Moines health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Des Moines so you can zero in on the best health insurance plan. Des Moines metro area · population 223,387 across 12 ZIP codes.

Estimated population 223,387 across 12 ZIP codes.

Plans tracked

157

Median premium

$332

ZIP coverage

12

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

50309 50310 50311 50312 50313 50314 50315 50316 50317 50319 50320 50321
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Compare 2026 ACA plans for ZIP 50309

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 50309

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Des Moines

These quick links load popular plan combinations for Des Moines so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $333

Affordable Bronze ACA plans in Des Moines

Filter Bronze-tier health plan insurance premiums in Des Moines below $333 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Des Moines

See Silver ACA health insurance plans that include adult dental benefits for households in Des Moines.
HSA · HMO

HSA-friendly HMO options in Des Moines

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $483+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Des Moines with premiums starting near $483 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Des Moines

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Des Moines.

Marketplace plans in Des Moines

Showing 133–144 of 157 ACA plans for ZIP 50309. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Gold

Inspire by Medica Gold $0 Copay PCP Visits

Medica · Plan ID 93078IA0070045 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$325 – $1821

Sample monthly premium

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Silver

Inspire by Medica Silver $0 Copay PCP Visits

Medica · Plan ID 93078IA0070047 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$330 – $1850

Sample monthly premium

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Gold

Inspire by Medica Gold Standard

Medica · Plan ID 93078IA0070055 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$345 – $1932

Sample monthly premium

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Silver

Inspire by Medica Silver Standard

Medica · Plan ID 93078IA0070057 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$345 – $1936

Sample monthly premium

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Expanded Bronze

Inspire by Medica Expanded Bronze Standard

Medica · Plan ID 93078IA0070073 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$236 – $1324

Sample monthly premium

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Expanded Bronze

Inspire by Medica Bronze $0 Copay PCP Visits

Medica · Plan ID 93078IA0070074 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$233 – $1308

Sample monthly premium

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Gold

Inspire by Medica Gold Share

Medica · Plan ID 93078IA0070075 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$335 – $1876

Sample monthly premium

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Expanded Bronze

Medica with CHI Health Bronze Share

Medica · Plan ID 93078IA0080029 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$275 – $1080

Sample monthly premium

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Expanded Bronze

Medica with CHI Health Bronze $0 Copay PCP Visits

Medica · Plan ID 93078IA0080041 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$300 – $1245

Sample monthly premium

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Gold

Medica with CHI Health Gold $0 Copay PCP Visits

Medica · Plan ID 93078IA0080045 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$417 – $1733

Sample monthly premium

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Silver

Medica with CHI Health Silver $0 Copay PCP Visits

Medica · Plan ID 93078IA0080047 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$424 – $1761

Sample monthly premium

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Gold

Medica with CHI Health Gold Standard

Medica · Plan ID 93078IA0080055 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$442 – $1839

Sample monthly premium

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