Iowa · 12 ZIPs covered

Des Moines health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Des Moines so you can zero in on the best health insurance plan. Des Moines metro area · population 223,387 across 12 ZIP codes.

Estimated population 223,387 across 12 ZIP codes.

Plans tracked

157

Median premium

$410

ZIP coverage

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

50309 50310 50311 50312 50313 50314 50315 50316 50317 50319 50320 50321

Compare 2026 ACA plans for ZIP 50309

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 50309

Plan finder tips

Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Des Moines

These quick links load popular plan combinations for Des Moines so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $411

Affordable Bronze ACA plans in Des Moines

Filter Bronze-tier health plan insurance premiums in Des Moines below $411 for coverage year 2026.

Silver + Dental

Silver plans with adult dental in Des Moines

See Silver ACA health insurance plans that include adult dental benefits for households in Des Moines.

HSA · HMO

HSA-friendly HMO options in Des Moines

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.

PPO · $561+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Des Moines with premiums starting near $561 to maximize provider choice.

Telehealth supported

Telehealth-ready plans for Des Moines

EPO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA ✓ Dental — Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$269 – $1054

Sample monthly premium

Health plan details See more plans

Expanded Bronze

Elevate by Medica Bronze $0 Copay PCP Visits

Medica · Plan ID 93078IA0050041 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA ✓ Dental — Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$292 – $1146

Sample monthly premium

Health plan details See more plans

Gold

Elevate by Medica Gold $0 Copay PCP Visits

Medica · Plan ID 93078IA0050045 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA — Dental — Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$407 – $1596

Sample monthly premium

Health plan details See more plans

Silver

Elevate by Medica Silver $0 Copay PCP Visits

Medica · Plan ID 93078IA0050047 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile

Telehealth — HSA — Dental — Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$413 – $1621

Sample monthly premium

Health plan details See more plans

Gold

Elevate by Medica Gold Standard

Medica · Plan ID 93078IA0050055 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA — Dental — Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$432 – $1795

Sample monthly premium

Health plan details See more plans

Silver

Elevate by Medica Silver Standard

Medica · Plan ID 93078IA0050057 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile

Telehealth — HSA — Dental — Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$433 – $1798

Sample monthly premium

Health plan details See more plans

Expanded Bronze

Elevate by Medica Expanded Bronze Standard

Medica · Plan ID 93078IA0050073 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA ✓ Dental — Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$296 – $1230

Sample monthly premium

Health plan details See more plans

Gold

Elevate by Medica Gold Share

Medica · Plan ID 93078IA0050074 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile

Telehealth — HSA — Dental — Vision Child

Jump to: Overview Doctors Drug coverage Benefits

$419 – $1742

Sample monthly premium

Health plan details See more plans