Iowa · 4 ZIPs covered

Ames health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Ames so you can zero in on the best health insurance plan. Ames metro area · population 69,918 across 4 ZIP codes.

Estimated population 69,918 across 4 ZIP codes.

Plans tracked

157

Median premium

$357

ZIP coverage

4

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

Pick a ZIP to reload this directory with hyperlocal plan data.

50010 50011 50012 50014
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Compare 2026 ACA plans for ZIP 50010

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 50010

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Ames

These quick links load popular plan combinations for Ames so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $357

Affordable Bronze ACA plans in Ames

Filter Bronze-tier health plan insurance premiums in Ames below $357 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Ames

See Silver ACA health insurance plans that include adult dental benefits for households in Ames.
HSA · HMO

HSA-friendly HMO options in Ames

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $507+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Ames with premiums starting near $507 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Ames

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Ames.

Marketplace plans in Ames

Showing 61–72 of 157 ACA plans for ZIP 50010. Select a card to open the full health plan page or jump into the search experience.

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Silver

UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)

UnitedHealthcare · Plan ID 56610IA0100005 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$368 – $1443

Sample monthly premium

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Silver

UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)

UnitedHealthcare · Plan ID 56610IA0100006 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$373 – $1463

Sample monthly premium

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Gold

UHC Gold Standard (No Referrals)

UnitedHealthcare · Plan ID 56610IA0100007 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$352 – $1380

Sample monthly premium

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Gold

UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)

UnitedHealthcare · Plan ID 56610IA0100008 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$361 – $1416

Sample monthly premium

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Gold

UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals)

UnitedHealthcare · Plan ID 56610IA0100009 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Child Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$365 – $1431

Sample monthly premium

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Expanded Bronze

UHC Bronze Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)

UnitedHealthcare · Plan ID 56610IA0110001 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$298 – $1167

Sample monthly premium

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Silver

UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)

UnitedHealthcare · Plan ID 56610IA0110002 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$378 – $1483

Sample monthly premium

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Gold

UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals)

UnitedHealthcare · Plan ID 56610IA0110003 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Adult/Child Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$375 – $1472

Sample monthly premium

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High

Delta Dental PPO Plus Premier® Individual Choice -Preferred Plus

Delta Dental of Iowa · Plan ID 63366IA0020001 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$45 – $52

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High

Delta Dental PPO Plus Premier® Individual Choice - Preventive Plus

Delta Dental of Iowa · Plan ID 63366IA0020002 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$21 – $48

Sample monthly premium

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High

Delta Dental PPO Plus Premier® Individual Choice -Preferred Plus

Delta Dental of Iowa · Plan ID 63366IA0020003 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$45 – $52

Sample monthly premium

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High

Delta Dental PPO Plus Premier® Individual Choice - Preventive Plus

Delta Dental of Iowa · Plan ID 63366IA0020004 · PPO

PPO CSR Standard High Off Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$21 – $48

Sample monthly premium

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