Florida · 56 ZIPs covered
Miami health insurance plan directory
Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Miami with current marketplace context. Miami metro area · population 1,869,326 across 56 ZIP codes.
Estimated population 1,869,326 across 56 ZIP codes.
Plans tracked
614
Median premium
$677
ZIP coverage
56
Directory data source
We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.
Pick a ZIP to reload this directory with hyperlocal plan data.
Compare 2026 ACA plans for ZIP 33186
Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).
Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.
Compare plans for ZIP 33186Plan finder tips
- Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
- Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
- Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.
Hand-picked plan shortcuts
Jump into curated ACA plan searches for Miami
These quick links load popular plan combinations for Miami so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.
Marketplace plans in Miami
Showing 61–72 of 614 ACA plans for ZIP 33186. Select a card to open the full health plan page or jump into the search experience.
Silver
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL) · Plan ID 16842FL0260019 · PPO
$682 – $5113
Sample monthly premium
Gold
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL) · Plan ID 16842FL0260020 · PPO
$671 – $5031
Sample monthly premium
Platinum
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL) · Plan ID 16842FL0260021 · PPO
$956 – $7162
Sample monthly premium
Marketplace plan
BlueOptions Platinum 26J01-09 ($0 Labs / $15 PCP Visits / $30 Specialist Visits / Rewards)
Issuer unavailable · Plan ID 16842FL0260029 · Network type unknown
Premium estimate unavailable
Marketplace plan
BlueOptions Gold (HSA) 26J01-01 (Rewards / $4 Condition Care Rx)
Issuer unavailable · Plan ID 16842FL0260031 · Network type unknown
Premium estimate unavailable
Marketplace plan
BlueOptions Silver (HSA) 26J01-03 (Rewards / $4 Condition Care Rx)
Issuer unavailable · Plan ID 16842FL0260033 · Network type unknown
Premium estimate unavailable
Marketplace plan
BlueOptions Silver (HSA) 26J01-04 (Rewards / $4 Condition Care Rx)
Issuer unavailable · Plan ID 16842FL0260034 · Network type unknown
Premium estimate unavailable
Marketplace plan
BlueOptions Bronze (HSA) 26J01-05 (Rewards / $4 Condition Care Rx)
Issuer unavailable · Plan ID 16842FL0260035 · Network type unknown
Premium estimate unavailable
Marketplace plan
BlueOptions Bronze (HSA) 26J01-06 (Rewards / $4 Condition Care Rx)
Issuer unavailable · Plan ID 16842FL0260036 · Network type unknown
Premium estimate unavailable
Marketplace plan
BlueOptions Gold 26J01-07 ($12 PCP Visits / $45 Specialist Visits / $15 Labs / Rewards)
Issuer unavailable · Plan ID 16842FL0260037 · Network type unknown
Premium estimate unavailable
Marketplace plan
BlueOptions Gold 26J01-08 ($0 Labs / $30 PCP Visits / $55 Specialist Visits / Rewards)
Issuer unavailable · Plan ID 16842FL0260038 · Network type unknown
Premium estimate unavailable
Gold
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL) · Plan ID 16842FL0310001 · EPO
$472 – $4249
Sample monthly premium