Florida · 56 ZIPs covered

Miami health insurance plan directory

Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Miami with current marketplace context. Miami metro area · population 1,869,326 across 56 ZIP codes.

Estimated population 1,869,326 across 56 ZIP codes.

Plans tracked

614

Median premium

$407

ZIP coverage

56

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 33186

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 33186

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Miami

These quick links load popular plan combinations for Miami so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $407

Affordable Bronze ACA plans in Miami

Filter Bronze-tier ACA premiums in Miami below $407 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Miami

See Silver ACA health insurance plans that include adult dental benefits for households in Miami.
HSA · HMO

HSA-friendly HMO options in Miami

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $557+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Miami with premiums starting near $557 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Miami

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Miami.

Marketplace plans in Miami

Showing 481–492 of 614 ACA plans for ZIP 33186. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Silver

Gym Access IND Silver HMO BC 0941

Florida Health Care Plans · Plan ID 56503FL2550002 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth ✓ HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$383 – $1904

Sample monthly premium

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Silver

Gym Access IND Silver POS BC 0941

Florida Health Care Plans · Plan ID 56503FL2560002 · POS

POS CSR 94% AV Level Silver Plan Issuer profile
Telehealth ✓ HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$440 – $2190

Sample monthly premium

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Silver

Gym Access IND Silver HMO BC 7741

Florida Health Care Plans · Plan ID 56503FL2570001 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth ✓ HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$378 – $1880

Sample monthly premium

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Silver

Gym Access IND Silver POS BC 7741

Florida Health Care Plans · Plan ID 56503FL2580002 · POS

POS CSR 94% AV Level Silver Plan Issuer profile
Telehealth ✓ HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$435 – $2162

Sample monthly premium

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Gold

Gym Access IND Gold HMO BC 5651

Florida Health Care Plans · Plan ID 56503FL2590002 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth ✓ HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$430 – $2141

Sample monthly premium

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Gold

Gym Access IND Gold POS BC 5651

Florida Health Care Plans · Plan ID 56503FL2600002 · POS

POS CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth ✓ HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$495 – $2462

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Expanded Bronze

Gym Access IND Bronze Standardized HMO

Florida Health Care Plans · Plan ID 56503FL2670001 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth ✓ HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$290 – $1444

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Marketplace plan

Gym Access SMAG Bronze HMO 1

Issuer unavailable · Plan ID 56503FL2700002 · Network type unknown

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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Marketplace plan

Gym Access SMAG Bronze HMO 2

Issuer unavailable · Plan ID 56503FL2710002 · Network type unknown

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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Marketplace plan

Gym Access SMAG Silver HMO 3

Issuer unavailable · Plan ID 56503FL2720002 · Network type unknown

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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Expanded Bronze

Gym Access IND Bronze HMO 1340

Florida Health Care Plans · Plan ID 56503FL2730001 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth ✓ HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$255 – $1525

Sample monthly premium

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Marketplace plan

Gym Access SMAG Silver HMO 4

Issuer unavailable · Plan ID 56503FL2740002 · Network type unknown

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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