Florida · 56 ZIPs covered

Miami health insurance plan directory

Use this metro snapshot to evaluate health plan insurance premiums, issuers, and benefits in Miami so you can zero in on the best health insurance plan. Miami metro area · population 1,869,326 across 56 ZIP codes.

Estimated population 1,869,326 across 56 ZIP codes.

Plans tracked

550

Median premium

$400

ZIP coverage

56

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 33101

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 33101

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Miami

These quick links load popular plan combinations for Miami so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $401

Affordable Bronze ACA plans in Miami

Filter Bronze-tier health plan insurance premiums in Miami below $401 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Miami

See Silver ACA health insurance plans that include adult dental benefits for households in Miami.
HSA · HMO

HSA-friendly HMO options in Miami

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $551+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Miami with premiums starting near $551 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Miami

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Miami.

Marketplace plans in Miami

Showing 277–288 of 550 ACA plans for ZIP 33101. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Silver

Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)

Wellpoint · Plan ID 44228FL0040011 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$393 – $2064

Sample monthly premium

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Silver

Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)

Wellpoint · Plan ID 44228FL0040012 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$391 – $2055

Sample monthly premium

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Silver

Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)

Wellpoint · Plan ID 44228FL0040013 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental Adult Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$397 – $2085

Sample monthly premium

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Gold

Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)

Wellpoint · Plan ID 44228FL0040014 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental Adult Vision Adult/Child
Jump to: Overview Doctors Drug coverage Benefits

$432 – $2271

Sample monthly premium

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Low

Cigna Dental Pediatric

Cigna Healthcare · Plan ID 48121FL0030001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$20 – $9999

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Low

Cigna Dental Family + Pediatric

Cigna Healthcare · Plan ID 48121FL0030002 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$17 – $41

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Silver

Connect Silver Mid-South 3800 Indiv Med Deductible

Cigna Healthcare · Plan ID 48121FL0070029 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$466 – $2005

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Silver

Connect Silver Mid-South 4500 Indiv Med Deductible

Cigna Healthcare · Plan ID 48121FL0070030 · EPO

EPO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$466 – $2002

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Gold

Connect Gold Mid-South 2250 Indiv Med Deductible

Cigna Healthcare · Plan ID 48121FL0070033 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$403 – $1751

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Expanded Bronze

Connect myDiabetesCare Bronze Mid-South

Cigna Healthcare · Plan ID 48121FL0070051 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$316 – $1374

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Gold

Connect Gold Mid-South 850 Indiv Med Deductible

Cigna Healthcare · Plan ID 48121FL0070057 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$431 – $1871

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Gold

Connect Gold Mid-South CMS Standard

Cigna Healthcare · Plan ID 48121FL0070104 · EPO

EPO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$412 – $1789

Sample monthly premium

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