Florida · 56 ZIPs covered

Miami health insurance plan directory

Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Miami with current marketplace context. Miami metro area · population 1,869,326 across 56 ZIP codes.

Estimated population 1,869,326 across 56 ZIP codes.

Plans tracked

614

Median premium

$398

ZIP coverage

56

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 33186

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 33186

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Miami

These quick links load popular plan combinations for Miami so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $399

Affordable Bronze ACA plans in Miami

Filter Bronze-tier ACA premiums in Miami below $399 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Miami

See Silver ACA health insurance plans that include adult dental benefits for households in Miami.
HSA · HMO

HSA-friendly HMO options in Miami

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $549+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Miami with premiums starting near $549 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Miami

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Miami.

Marketplace plans in Miami

Showing 205–216 of 614 ACA plans for ZIP 33186. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Bronze

myBlue Bronze 26M01-23 (Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070065 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$292 – $1928

Sample monthly premium

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Bronze

myBlue Bronze 26M02-24 (Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070066 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$318 – $1504

Sample monthly premium

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Silver

myBlue Connected Care Silver 24M03-70 ($0 Primary Care Visits with Select Providers / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070070 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$398 – $1783

Sample monthly premium

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Gold

myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070074 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$511 – $3370

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Platinum

myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070075 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$661 – $4360

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Silver

myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070076 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$398 – $2624

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Silver

myBlue Silver 24M02-78 ($50 PCP Visits / $20 Labs / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070078 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$423 – $2005

Sample monthly premium

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Platinum

myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070100 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$693 – $4568

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Silver

myBlue Silver 25M03-01 ($0 Primary Care Visits with Select Providers / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070101 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$393 – $2116

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Silver

myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070102 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$390 – $3081

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Silver

myBlue Silver 25M02-03 ($0 Labs / $50 PCP Visits / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070103 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$414 – $2351

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Marketplace plan

MyBlue Bronze Plus 1601P (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards)

Issuer unavailable · Plan ID 30252FL0100001 · Network type unknown

Telehealth — HSA — Dental — Vision —
Jump to: Overview Doctors Drug coverage Benefits

Premium estimate unavailable

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