Florida · 56 ZIPs covered

Miami health insurance plan directory

Use this metro snapshot to evaluate plan premiums, issuers, and benefits in Miami with current marketplace context. Miami metro area · population 1,869,326 across 56 ZIP codes.

Estimated population 1,869,326 across 56 ZIP codes.

Plans tracked

614

Median premium

$395

ZIP coverage

56

Directory data source

We refresh these plan insights whenever CMS rate filings change for 2026, so the premium ranges shown here mirror current marketplace health insurance pricing.

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Compare 2026 ACA plans for ZIP 33186

Head over to the HealthPorta plan finder to see live premiums, issuer coverage, formulary summaries, CSR variations, and every available filter (price, metal level, plan type, issuer, dental/vision, on/off exchange, HSA, catastrophic, deductible/MOOP sliders, and keyword search).

Every ZIP in this city links straight to the detailed plan search so you can refine results with the full toolkit.

Compare plans for ZIP 33186

Plan finder tips

  • Select metal level, plan type, CSR variation, issuer, and market (on/off exchange) directly on the search page.
  • Toggle adult/child dental & vision, HSA-only, and catastrophic filters, then fine-tune price, deductible, and MOOP sliders.
  • Use the keyword box for plan IDs or marketing names—the search will redirect to a canonical slug you can bookmark or share.

Hand-picked plan shortcuts

Jump into curated ACA plan searches for Miami

These quick links load popular plan combinations for Miami so you can skip the form and start comparing Bronze budgets, Silver dental plans, or telehealth-friendly options immediately.

Bronze · under $395

Affordable Bronze ACA plans in Miami

Filter Bronze-tier ACA premiums in Miami below $395 for coverage year 2026.
Silver + Dental

Silver plans with adult dental in Miami

See Silver ACA health insurance plans that include adult dental benefits for households in Miami.
HSA · HMO

HSA-friendly HMO options in Miami

Limit results to HSA-eligible HMO plans so you can pair tax-advantaged savings with 2026 premiums.
PPO · $545+

PPO plans with higher coverage limits

Scan PPO marketplace plans in Miami with premiums starting near $545 to maximize provider choice.
Telehealth supported

Telehealth-ready plans for Miami

Focus on marketplace plans that list telehealth or virtual visits so you can access care remotely in Miami.

Marketplace plans in Miami

Showing 181–192 of 614 ACA plans for ZIP 33186. Select a card to open the full health plan page or jump into the search experience.

Open full plan search

Low

BlueDental Copayment QF

Florida Combined Life · Plan ID 30115FL0040001 · PPO

PPO CSR Standard Low On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$23 – $35

Sample monthly premium

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High

BlueDental Choice QF

Florida Combined Life · Plan ID 30115FL0050001 · PPO

PPO CSR Standard High On Exchange Plan Issuer profile
Telehealth — HSA — Dental Adult/Child Vision —
Jump to: Overview Doctors Drug coverage Benefits

$29 – $47

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Expanded Bronze

myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070001 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$337 – $2224

Sample monthly premium

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Gold

myBlue Gold 1605 ($0 Labs / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070009 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$494 – $3254

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Silver

myBlue Silver 2010 (Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070022 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$442 – $2094

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Gold

myBlue Gold 2011 ($0 Labs / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070023 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$529 – $2506

Sample monthly premium

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Expanded Bronze

myBlue Bronze 2013 (3 PCP Visits for $0 then $5 / $75 Specialist Visits / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070025 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$363 – $1720

Sample monthly premium

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Platinum

myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070027 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$718 – $3400

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Gold

myBlue Gold 2016 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070028 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$553 – $3139

Sample monthly premium

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Expanded Bronze

myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070031 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$360 – $2850

Sample monthly premium

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Expanded Bronze

myBlue Bronze 2149 ($35 PCP Visits / $75 Specialist Visits / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070033 · HMO

HMO CSR Limited Cost Sharing Plan Variation Issuer profile
Telehealth — HSA ✓ Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$387 – $2201

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Silver

myBlue Silver 2237 ($60 PCP Visits / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · Plan ID 30252FL0070035 · HMO

HMO CSR 94% AV Level Silver Plan Issuer profile
Telehealth — HSA — Dental — Vision Child
Jump to: Overview Doctors Drug coverage Benefits

$402 – $3182

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